Low-cost car insurance
Online checkout, custom coverages — no muss or fuss.
Go online with Onlia
You want the best car insurance coverage, and an even better price. That’s where Onlia comes in. We offer premium coverages in all standard insurance policies.
You might be surprised at our low-cost premiums — but we’re able to keep them that way because we’re a direct insurer. With no middleperson involved, you’re in driver’s seat when it comes to your car insurance.
You might be surprised at our low-cost premiums — but we’re able to keep them that way because we’re a direct insurer. With no middleperson involved, you’re in driver’s seat when it comes to your car insurance.
Switch to Onlia in 3 easy steps
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Get a quote online in just a few minutes
Fill in a few details to see your price. Checkout, and be covered as soon as the next day.
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Customize your coverage & see your discounts
Adjust your coverage based on your needs, and see how much you save with our instant discounts.
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Manage your insurance online, anytime
Log into My Account to make changes to your policy. No phone calls required.
What Onlia's car insurance covers
Our coverage covers your bases – everything that’s required to drive in Ontario comes standard in our car insurance policies. Plus, you'll get extra protection like Ticket and Accident Forgiveness at no added cost.
*Mandatory coverage
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Covers your legal liability, even if you’re partially at fault for an accident.
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Helps pay to repair your car when you're deemed not at fault in a collision.
Helps repair or replace your car in the event you collide with another car or object.
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
You’ll have access to a rental car while yours is being repaired or replaced.
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Free for eligible drivers, your premium won’t increase over a minor conviction.
Free for eligible drivers, your premium won’t increase after your first at-fault accident.
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DISCOUNTS
Save more with Onlia Insurance
Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.