Coverage from Onlia
*Mandatory in Ontario
Get affordable car insurance in one of Canada’s fastest-growing cities.
The average cost of car insurance in Ottawa is about $1,200 per year, or $100 per month. Your individual premium depends on a number of factors, including the type of car you’re insuring, your age, how often you drive, and your driving history. Your premium is based on the probability you’ll make a claim.
Auto insurance in Ottawa is slightly less than the Ontario average of $1,528 per year, or about $127 per month. Ontario car insurance premiums are amongst the highest in the country — though there are ways to save, including taking advantage of discounts offered by providers.
Everything about an Onlia insurance policy is easy because everything can be done online: from getting a quote and buying a policy, to changing a policy as your needs evolve, to submitting a claim. It’s seamless, and it’s also what keeps our costs down. You’re not waiting around on one end of a phone and we’re not paying anybody to sit on the other end.
Buying directly from Onlia gives you access to all our discounts that make your car insurance cheap. Ottawa residents appreciate the benefits:
Onlia has coverages to suit everyone — whether you’re a single professional in the city, a parent with a growing family heading into the suburbs, or a university student at Carleton or uOttawa.
Onlia car insurance policies come standard with what’s mandatory to drive in Ontario. Plus, we include extras like Accident and Ticket Forgiveness at no added cost. Get peace of mind that you’re protected by adding the coverages you need.
*Mandatory in Ontario
Car insurance quotes are calculated based on a number of factors, including where you live, the type of car you drive, your own driving history, and other drivers in your household. Insurance providers place importance on different variables, which may explain why your prices vary across companies.
Learn more about how your premium is calculated on our blog.
To drive in Ontario, you must have these minimum coverages:
Explore mandatory and optional car insurance coverages on our blog.
There are a few things you can do to find the cheapest car insurance in Ottawa possible: