Car insurance in Ottawa

Get reliable car insurance in one of Canada’s fastest growing cities.
-    Premium coverage
-    Easily managed policies online
-    Savings of up to $500* on car insurance in Ottawa

Average car insurance in Ottawa

What’s the average cost of car insurance in Ottawa per month?

The average cost of car insurance in Ottawa is about $1,200 per year, or $100 per month. Your individual premium depends on a number of factors, including the type of car you’re insuring, your age, how often you drive, and your driving history. Your premium is based on the probability you’ll make a claim.

Auto insurance in Ottawa is slightly less than the Ontario average of $1,528 per year, or about $127 per month. Ontario car insurance premiums are amongst the highest in the country – though there are ways to save, including taking advantage of discounts offered by providers.

By doubling, tripling, and quadrupling up on discounts, you might be surprised to find how cheap car insurance in Ottawa can be.

Explore Onlia’s discounts on car insurance.

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It only takes a few minutes. See how much you could be saving with Onlia car insurance today.

What to know when choosing car insurance in Ottawa


Get premium car insurance coverage in Ottawa 

Our standard policies come loaded with premium coverage that go beyond provincial standard. Combine that with the ability to adjust your coverages as needed (and manage your account online), and you’ll have the perfect policy.

Onlia has coverages to suit everyone everyone – whether you’re a single professional in the city, have a growing family stretching into the suburbs, or a university student at Carleton or uOttawa.

Required in Ontario
Liability Coverage
Starts at $1 million
Accident Benefits
Uninsured Automobile
Collision Coverage
Comprehensive Coverage
Family Protection
Accident Forgiveness
Included (for qualifying drivers)
Ticket Forgiveness
Included (for qualifying drivers)
Start a quote to see your price and more detail about how these coverages protect you. Some coverages are only available to qualifying drivers.

Save more on car insurance in Ottawa

Use our savings calculator to see what your car insurance savings could be with Onlia.