Buy Auto insurance in Ontario online

Save over $500* on car insurance.

Get an insurance policy in minutes, with peace of mind that you’ll be covered the next day.

Driving a winter road

Premium protection. Affordable prices.

Onlia's taken the guesswork out of car insurance – all policies include provincially mandated coverages.
We’ve also made it easy to change your level of coverage based on your needs.
Get a quote in under five minutes and see if Onlia's car insurance is right for you.
Buy online and be covered the next day. 
Required in Ontario
Liability Coverage
Starts at $1 million
Accident Benefits
Uninsured Automobile
Collision Coverage
Comprehensive Coverage
Family Protection
Accident Forgiveness
Included (for qualifying drivers)
Ticket Forgiveness
Included (for qualifying drivers)
Start a quote to see your price and more detail about how these coverages protect you. Some coverages are only available to qualifying drivers.

See how much you can save

Use our savings calculator to see what your car insurance savings could be with Onlia.


Insurance made easy

Get protection for your car online in a few easy steps. Onlia’s premium coverage starts at reasonable prices, plus get extra discounts and rewards for driving safely when you use the Onlia Sense™ app.
We’re here when you need us with 24/7 customer support.

Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

All online

Get a quote, buy, and manage your policy all online. No phone calls or paperwork required – ever.


You’re in the driver’s seat at Onlia. Adjust coverage, add or remove vehicles or drivers online, anytime.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout. Learn more about ways to save.

24/7 claims support

We’re always here when you need us the most. Our caring team is happy to guide you through every step of the claims process.  

Flexible policies

Insurance should be able to keep up with whatever life throws your way. With no contracts or fixed terms, Onlia’s policies can roll with life’s changes. 

Save more with Onlia insurance

Our rates are competitive – but who doesn’t want cheaper insurance? Our premium discounts are automatically applied before you checkout.

Download the app

Get more from your insurance

We not only protect you – we pay you 💵 for driving safely with our app Onlia Sense™.

Onlia car insurance customers can also earn cashback of up to $40 every month, or $480 per year;
that’s 20% off the average premium.