Buy car insurance in Ontario online

Save over $500* on car insurance.

Get protection for your car online in a few easy steps. Onlia’s premium coverage starts at reasonable prices, plus get extra discounts and rewards for driving safely when you use the Onlia Sense™ app. We’re here when you need us with 24/7 customer support.

Get an insurance policy in minutes, with peace of mind that you’ll be covered the next day.

Rilley the Samoid with his family outside

Premium protection. Affordable prices.

Onlia's taken the guesswork out of car insurance – all policies include provincially mandated coverages.
We’ve also made it easy to change your level of coverage based on your needs.
Get a quote in under five minutes and see if Onlia's car insurance is right for you.
Buy online and be covered the next day. 
Required in Ontario
Liability Coverage
Starts at $1 million
Accident Benefits
Uninsured Automobile
Collision Coverage
Comprehensive Coverage
Family Protection
Rental Car Coverage
Accident Forgiveness
Included (for qualifying drivers)
Ticket Forgiveness
Included (for qualifying drivers)
Start a quote to see your price and more detail about how these coverages protect you. Some coverages are only available to qualifying drivers.

Insurance made easy

Onlia knows that life changes quickly – and so should your insurance.
Working from home and need less coverage? Upgrading your car? We’ve got you covered. Our flexible policies put you in the driver’s seat of your policy.

Quote and buy online

Get a quote in minutes, buy on the spot, and be covered as early as tomorrow. No brokers or paperwork required.

Make changes anytime

Need more (or less) protection? Conveniently adjust your coverage to match your driving habits online anytime.

Help is always here

The insurance may be online, but our caring team is just a phone call away with 24/7 claims service.

Ways to save on car insurance

Car insurance should be affordable. We apply eligible discounts to your quote automatically, so you always get the best available price.


The longer you've gone without an at-fault claim, the more you'll save. See how much.


Save 20% for each vehicle you insure with us.

Graduated Licensing

Save 10% as you learn how to drive safely.

Retiree Discount 

Retired drivers save 5% on accident benefits.

Winter Tires

Save 2% for using winter tires.

Renewal Loyalty

Save 2.5-5% the longer you’ve been with us.

Earn cash with our safe driving app

We believe that rewarding road safety is the best way to improve it for all Canadians. Download the standalone Onlia SenseTM app and earn rewards for safe driving.

Up to $40 in cashback every month

Drive with Onlia Sense™ and earn monthly cash rewards as an Onlia car insurance policyholder – up to $480 annually.

Onlia Sense™ was built only to reward, and never penalize. Using the app has no connection to your Onlia insurance premium. See our privacy notice.


24/7 claims service

The insurance may be online, but there’s a team of humans ready to help when you need it. Call us and we’ll guide you through every step of a claim, make service appointments for you, and ensure you get all the coverage available in your policy.

Frequently asked questions