Home Insurance Online

Purchasing Onlia home insurance

Thinking about purchasing Onlia home insurance but have some questions? Read below to find out more.

Can you provide an insurance quote for me?

At Onlia, we've put everything online so that you can easily get a quote and buy insurance in just a few minutes! No brokers, phone calls, or paperwork required.

Since you're in control, our team is unable to provide a quote or set up a policy for you.

Will you cancel my old insurance company?

Unfortunately, we can’t cancel a policy with another company for you. Like buying a policy, only the policy owner can do that.

I’ve finished my quote and submitted my order. What now?

After you’ve finished your quote and submitted your order, you’ll receive an activation link to your email address. This step is required to complete your purchase and successfully set up your policy and account with Onlia. Do this right away, as the link will expire within 24 hours.

If you don’t see an email arrive from us to the primary address you listed on your account, be sure to double-check your junk/spam folder. If not, contact us and we’ll get to the bottom of it!

When will my insurance take effect?

Effective dates can be as early as the next day and up to 60 days in advance. Simply select the date that you want the coverage to take effect and confirm all the required steps in the process.

Can I buy a policy for someone else?

Only the registered owner(s) of the home can purchase insurance for that item. Insurance is a legal contract, and unfortunately, you cannot agree to a contract on behalf of someone else.

This ensures that if something happens where a claim needs to be filed, the right people are getting the help they need.

How do I purchase my policy?

With Onlia, you can do everything online, from getting a quote to purchasing your policy. You can get started with a quote here.

How long does it take to get approved for insurance?

Onlia insurance policies can be effective as soon as the next business day. You’ll know whether you’re approved once you’ve finished the quote process.

Where can I see my policy?

Your policy, and all your important policy documentation, can be viewed by signing in to My Account. This is where you can make changes to your policy as well.

Your policy becomes effective on the start date you specify when purchasing your insurance.

Is there any paperwork to fill out to buy a policy?

There's no need to fill out paperwork or send us documents. We've made applying for and buying insurance fully digital. By completing an application for insurance with us, you agree to all the legal rules and regulations that come with insurance policies in Ontario.

You can set up your insurance quickly, and when it's convenient for you. Simply add your quote to the shopping cart and follow the prompts :)

How do I add a second homeowner to my policy?

You can add another homeowner to your policy when you're getting a home quote. If you already have a home policy, email us at support@onlia.ca, and we'll help you add a second homeowner.

Note that any immediate family members that you live with are automatically covered under your policy.