All About: Car Insurance

All About: Car Insurance

An all-in-one guide for everything you need to know about auto insurance.

by Team Onlia

Insurance can be a lot – from choosing a provider, to knowing what to look for in a policy, to simply understanding why your policy costs what it does. Not to mention the insurance jargon and understanding what you’re actually covered for. While it may all seem overwhelming, it doesn’t need to be. At Onlia, our goal is to make insurance simple and transparent, and to help you make informed choices in getting covered. 

Here, you’ll find resources that answer your burning questions about auto insurance, pro tips on what to look for (and what to avoid), and some details on what Onlia insurance has to offer you.

Beginners, start here

Buying an insurance policy can be daunting, especially if it's your first time. If you’re not sure where to start, this is a great guide to get you started. It’ll get you on your way to finding a reputable provider that’s right for you, and offers some pro tips on getting familiar with the fine print of your policy. 

Beware of Ghost Brokers. If you choose to work with a broker, you’ll definitely want to read this article before you buy. As you might expect, there are some bad apples out there that can take advantage of eager customers. In this article, we outline suspicious activity to look for and what you can do if you’ve been the victim of fraud.

Choosing the Right Car Insurance. Now that you’re equipped with everything you need to choose an insurance provider, let’s get into the good stuff: how you're protected. You’ll find that there are many essential and optional coverages to choose from, and varying levels of coverage, too. This guide will take you through some basic coverages, and key things to think about when choosing your policy. 

5 Things You May Not Know About Your Onlia Insurance Policy. Once you start shopping around, you’ll get a feel for what’s important to you; maybe you want the security of extra coverage, or the freedom of not being locked into a lengthy agreement. The good news is, many stand-out features are included standard in Onlia insurance policies. Read about them and more Onlia policy features in our helpful guide. 

Money talks 

How is Your Car Insurance Premium Calculated? Understanding why your policy costs what it does can be confusing, especially if you’re weighing your options. Different providers value different things, which is why your quotes may vary across companies. At Onlia insurance, we value safe drivers who take care on the road. We’ll give you factors that will affect how much your policy costs, and debunk some myths around things that don’t. 

New in town?

Getting your licence as a newcomer to Canada means that there may be a few extra things to take into consideration. The process for getting licensed in Canada may be a little different, especially if you have a foreign licence. In some cases, you may be able to exchange your licence for a Canadian one; it typically depends on your individual situation. This article offers up some pointers on where to start, and how to work your way to a Canadian licence. 

New to Canada, and looking for auto insurance? Once you’re licensed and (almost) ready to get on the road, you’ll need to get insured. The number of years you’ve been licensed will likely affect your premium, so it’s in your best interest to find a provider that favors your situation. For example, Onlia takes your years licensed in other countries into account, making us a great option for newcomers. Take a look at some of our other tips on getting covered. 


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