The Onlia Insurance App vs. Other Safe-Driving Apps

The Onlia Insurance™ app offers more than tips on how to improve your habits behind the wheel. Take a look at why our app is the premier safe driving app out there.  

Your driving data doesn’t influence your insurance

Some insurance companies use safe driving apps to track the habits of drivers, but you won’t need to worry about that with us; this means that your insurance premium will never be influenced by your driving habits.

We’re proponents of positive reinforcement, and we’re leveraging that to help make Canada’s drivers the safest they can be. We’re not interested in penalizing drivers. Rather, we want to reward and support those who practice safe driving.

We’re accurate

To help you drive better, a safe driving app needs to be able to track your patterns accurately. The Onlia Insurance™ app uses telematics — technology that assesses and analyzes your driving behaviour — to measure a number of factors while you’re behind the wheel. The app will score you on these several key factors:

• Speed
• Acceleration
• Braking
• Cornering
• Contextual data (like the time of day you’re driving)

You’ll be able to see your driving score after each trip and identify areas where you driving could use a little improvement. With accurate tracking and post-trip coaching, the Onlia Insurance app makes it easy to hone your skills.

Get rewarded for your efforts (now)

Positive reinforcement is a proven method to promote safe driving habits, which is why we’re rewarding good drivers.  You can earn gift cards for things you already buy, as well as cashback for being a good driver. Yup, that’s right — you can earn cold, hard cash and Ultimate Dining Cards just for being safe on the road.

The best part? You don’t have to wait all year to reap the rewards of your safe habits. Rewards are delivered each month —  so you’ll know your safe behaviour is making a difference.

You can also complete safe driving challenges in the app to earn badges, and show off your stripes.

We’ll help you stay focused

Did you know that 26% of all vehicle collisions involve phone use — including hands-free use? Considering that drivers who check their phones are eight times more likely to get into a collision, it’s important to keep your phone out of your hands while you’re behind the wheel, no matter how tempted you are to respond to that text.

When you drive with the Onlia Insurance™ app, we’ll show you all the instances of distracted driving on each trip you make. The app will sense any time your phone is used, whether it’s for talking, texting, or browsing — even when your car is idling. You may not realize how often you go to check your phone when driving, but the app will help show you exactly where you were distracted on your trip.