No Place Like Home
3 min read
Tenant insurance for
as low as $10 a month
Get premium protection for the things you love at an affordable price.
How tenant insurance works
How does it help me?
You get financial protection if the things you own are damaged or stolen. From fire and water damage to theft and break-ins, tenant insurance covers the cost to repair or replace your personal property so that you don’t have to.
Do I need tenant insurance?
You won’t be breaking any laws without it, but you’ll be risking a lot of personal cost if something happens to your stuff. Some landlords will require that you have insurance to rent a place.
How much coverage do I need?
That depends on what you need to protect! Before buying insurance, do an inventory of your belongings to determine how much coverage you need.
What if my landlord has insurance?
Your landlord’s insurance protects their property, not yours. If something happens, your landlord's insurance won’t cover the cost to replace the stuff you own, or provide you with liability coverage.
Why choose Onlia Insurance?
Always online
Get a quote, buy insurance, and manage your policy online 24/7. Easy-to-read policies make handling your own insurance a breeze.
Coverage at home
Whether you own or rent your home, we have the coverage you need. Protect your home and what’s in it with a home, condo, or tenant policy made just for you.
Flexible policies
Adjust your coverage, update your information or bundle your insurance through My Account any time. On demand changes, no paperwork or phone calls required.
Privacy is our priority
We’ll keep you safe on and offline. Personal and sensitive information is always encrypted, stored, and transmitted securely.
A trusted provider
We’re backed by Fairfax Financial and Achmea, we have the resources to make insurance simple. Like other trusted companies, we’re regulated by FSRA.
Add more, save more
Save 15% on car insurance and 20% on home when you bundle, and up to additional 50% when you consent to a light credit check.
Tenant coverages that keep you protected
Protection for your belongings that makes it easy to understand where your insurance begins and the landlord’s ends. Get a personalized quote in under five minutes and see if Onlia's tenant insurance is right for you. Buy online and be covered the next day.
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.
Comprehensive overland water protection, covering flooding and sewer backup.
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Need help with a legal matter? We’ll refer you to a preferred legal counsel who specializes in your situation.
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Making a claim can be stressful, but it doesn't have to be
With the Onlia Insurance app you can start a tenant insurance claim whenever you need to.
Enter information like the location of the incident, photos, and any applicable information – we’ll collect all the details we need to get your claim started. Once you submit your report, a member of our claims team will be in touch within 24 hours – it’s that easy.
You can download the app from the App Store, as well as Google Play.
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Discover more about home insurance
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No Place Like Home 2 min read
Does Home Insurance Cover Flood and Water Damage?
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No Place Like Home 4 min read
How to Protect Yourself Against Identity Theft
Choose Onlia for great coverage & better prices
Get insurance that’s easy to manage, without the guesswork. Get a quote online today to see how much you could be saving.