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Affordable car insurance by tomorrow

Next-day coverage with automatically applied discounts.

Build an affordable policy in minutes

Onlia Insurance helps you save both time and money! Get an instant quote to see how much you can save with our automatically-applied discounts.

Plus, you can save even more when you bundle your home and car insurance together — up to 50% on home coverage, and up to 15% on car coverage.

Switch to Onlia in 3 easy steps

  • Get a quote in 3 minutes

    To see your guaranteed quote, just answer a few simple questions – it's that easy.

  • Buy online

    A couple of clicks is all it takes. Get a quote online now or give us a call. 

  • Manage your insurance online, any time

    You're in the driver's seat. Make updates and manage your insurance online whenever you need to. 

What Onlia's affordable car insurance covers

Our coverage covers your bases – everything that’s required to drive in Ontario comes standard in our car insurance policies. Plus, you'll get extra protection like Ticket and Accident Forgiveness at no added cost.

*Mandatory coverage

Accident Benefits*
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Third Party Liability*
Covers your legal liability, even if you’re partially at fault for an accident.
Uninsured Driver*
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Direct Compensation
Helps pay to repair your car when you're deemed not at fault in a collision.
Collision
Helps repair or replace your car in the event you collide with another car or object.
Comprehensive
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
Rental Car
You’ll have access to a rental car while yours is being repaired or replaced.
Family Protection
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Ticket Forgiveness
Free for eligible drivers, your premium won’t increase over a minor conviction.
Accident Forgiveness
Free for eligible drivers, your premium won’t increase after your first at-fault accident.

Discover more about car insurance

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Bundle your car and home insurance to save even more

Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.