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Easy insurance for first-time car owners

Car insurance for new owners that’s easy to understand and manage.

Buying car insurance has never been easier

Onlia makes car insurance simple for first-time buyers. Choosing the right coverage can be a difficult decision, especially if you’ve never done it before — but we’ve made the process as easy as possible. With online resources and help available every step of the way, you’ll get the car insurance you need with ease.

Our online platform means getting a quote takes minutes, and allows you to buy and manage your insurance wherever — and whenever — it’s convenient. Choose Onlia for your first time buying car insurance. 

Switch to Onlia in 3 easy steps

  • Get a quote in 3 minutes

    To see your guaranteed quote, just answer a few simple questions – it's that easy.

  • Buy online

    A couple of clicks is all it takes. Get a quote online now or give us a call. 

  • Manage your insurance online, any time

    You're in the driver's seat. Make updates and manage your insurance online whenever you need to. 

What Onlia's affordable car insurance covers

Our coverage covers your bases – everything that’s required to drive in Ontario comes standard in our car insurance policies. Plus, you'll get extra protection like Ticket and Accident Forgiveness at no added cost.

*Mandatory coverage

Accident Benefits*
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Third Party Liability*
Covers your legal liability, even if you’re partially at fault for an accident.
Uninsured Driver*
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Direct Compensation
Helps pay to repair your car when you're deemed not at fault in a collision.
Collision
Helps repair or replace your car in the event you collide with another car or object.
Comprehensive
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
Rental Car
You’ll have access to a rental car while yours is being repaired or replaced.
Family Protection
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Ticket Forgiveness
Free for eligible drivers, your premium won’t increase over a minor conviction.
Accident Forgiveness
Free for eligible drivers, your premium won’t increase after your first at-fault accident.

Discover more about car insurance

Add more, save more

Bundle your car and home insurance to save even more

Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.