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Buy home insurance online

Premium, affordable home insurance is right at your fingertips.
Go online with Onlia.

Home insurance quotes made easy online

Onlia home insurance options are packed with savings:

  • Save money on your policy.
  • Save time by getting your quote online and from Onlia. No reps or calls required. 
  • Save even more time and money by bundling your home and auto policies. Get a quote for both home and auto online and see how you can save 15% on your auto insurance and 50% on your home insurance every month.

Switch to Onlia in 3 easy steps

  • Get a quote in 3 minutes

    To see your guaranteed quote, just answer a few simple questions – it's that easy.

  • Buy online

    A couple of clicks is all it takes. Get a quote online now or give us a call.

  • Manage your insurance online, any time

    You're in control. Make updates and manage your insurance online whenever you need to. 

Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Discover more about home insurance

Save $750 on car & home insurance

Bundle your car and home insurance policies with Onlia to save up to 15% on car and up to 50% on home coverage.