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How we get paid

As an Onlia customer, we think you should know how we get paid.

Onlia Insurance is a licensed insurance brokerage offering insurance products from different insurance companies. These companies pay us a commission based on your insurance premium. To be transparent, here are the insurers we represent and the range of compensation each provides as a percentage of your overall premium.

  
      Company
      Personal Auto
      Personal Property
    
      Aviva Insurance Company 
      10% - 12.5%
      15% - 20%
    
      Gore Mutual 
      10% - 12.5%
      15% - 20%
    
      Economical/Definity
      10% - 12.5%
      15% - 20%
    
      Pembridge Insurance 
      10% - 12.5%
      15% - 20%
    
      Pafco
      12.5%
      N/A
    
      Echelon
      10% - 12.5%
      N/A
    
      Wawanesa
      10% -12.5%
      15% - 20%
    
      Unica
      12.5%
      20%
    
      Forward Insurance 
      N/A
      15% - 20%
    
      Premier
      N/A
      15% - 20%
    
      Facility (Intact)
      7.5%-11% (capped at $370)
      N/A
    
      Apollo
      N/A
      15% - 20%

Company	Personal Auto	Personal Property
Aviva Insurance Company	10% - 12.5%	15% - 20%
Gore Mutual	10% - 12.5%	15% - 20%
Economical/Definity	10% - 12.5%	15% - 20%
Pembridge Insurance	10% - 12.5%	15% - 20%
Pafco	12.5%	N/A
Echelon	10% - 12.5%	N/A
Wawanesa	10% -12.5%	15% - 20%
Unica	12.5%	20%
Forward Insurance	N/A	15% - 20%
Premier	N/A	15% - 20%
Facility (Intact)	7.5%-11% (capped at $370)	N/A
Apollo	N/A	15% - 20%

This commission is paid on all policy transactions, including but not limited to: new business, endorsements, renewals, and cancellations. Our insurers may also pay us a Contingent Profit Commission, which depends on a combination of growth, profitability/loss ratio, volume, retention, and increased services. This is not guaranteed. We are disclosing this because we think it is important for you to know how we are compensated.