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How we get paid

As an Onlia customer, we think you should know how we get paid.

Onlia Insurance is a licensed insurance brokerage offering insurance products from different insurance companies. These companies pay us a commission based on your insurance premium. To be transparent, here are the insurers we represent and the range of compensation each provides as a percentage of your overall premium.

We get paid this commission annually for new policies and each subsequent year you renew. Our insurers may also pay us a Contingent Profit Commission, which depends on a combination of growth, profitability/loss ratio, volume, retention, and increased services. This is not guaranteed. We are disclosing this because we think it is important for you to know how we are compensated.

  
  Insurer Commission Table
  
      Company
      Personal Auto
      Personal Property
    
      Aviva Insurance Company 
      10% - 12.5%
      15% - 20%
    
      Gore Mutual 
      10% - 12.5%
      15% - 20%
    
      Economical/Definity
      10% - 12.5%
      15% - 20%
    
      Pembridge Insurance 
      10% - 12.5%
      15% - 20%
    
      Pafco
      12.5%
      N/A
    
      Echelon
      10% - 12.5%
      N/A
    
      Wawanesa
      10% -12.5%
      15% - 20%
    
      Unica
      12.5%
      20%
    
      Forward Insurance 
      N/A
      15% - 20%
    
      Premier
      N/A
      15% - 20%
    
      Facility (Intact)
      7.5%-11% capped
      N/A
    
      Apollo
      N/A
      15% - 20%