Get a home insurance
quote online

With flexible policies, premium coverage and 24/7 support,
you can rest easy knowing you’re covered.


Home insurance, clarified

Insurance can be complicated, but it doesn’t need to be. Get clarity on your home insurance with Onlia’s easy-to-read policies.

Premium protection for your home and belongings

Onlia’s simplified home insurance — all policies include premium protection at reasonable rates, with standout coverages at no extra cost. Plus, we’ve made it easy to change the level of your coverage based on your needs.

Get a quote in under five minutes and see if Onlia's home insurance is right for you. Buy online and be covered the next day.

Home coverage that keeps you protected

Fire Damage

Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.

Flood and Water Damage

Comprehensive overland water protection, covering flooding and sewer backup.

Theft and Break-ins

Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.

High-value Items

Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.

Frozen Pipes

We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).

Lightning, Hail, and Windstorms

Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.

Emergency Accommodations

We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.

Personal Liability Coverage

Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.

Home Sharing

Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.

Identity Theft

If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Start a quote to see more details about Onlia's coverage and how it protects you. Or, check out a sample home policy.


Home Insurance made easy

Onlia's home insurance has you covered for the unexpected — like floods and break-ins.
Plus, when you bundle with your car, you can save even more.


Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

All online

Get a quote, buy, and manage your policy all online. No phone calls or paperwork required — ever.


You’re in the driver’s seat at Onlia. Adjust coverage, add or remove vehicles or drivers online, anytime.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout. Learn more about ways to save.

24/7 claims support

We’re always here when you need us the most. Our caring team is happy to guide you through every step of the claims process.  

Flexible policies

Insurance should be able to keep up with whatever life throws your way. With no contracts or fixed terms, Onlia’s policies can roll with life’s changes.