Save time and money on home insurance
How it works
Insurance made easy
You get financial protection if your house or the things you own are damaged or stolen. From fire and water damage to theft and break-ins, home insurance covers the cost to repair or replace your property so that you don’t have to.
If you’re taking out a mortgage to buy a home, you’ll need home insurance. Banks and mortgage lenders in Ontario require that you have insurance before approving a mortgage loan.
Onlia uses the value of your home as the basis for your level of coverage. But it’s a good idea to do an inventory of your belongings and adjusting your level of protection as needed.
Home insurance also provides personal liability protection if someone is hurt in your home and decides to sue you, or if you unintentionally hurt someone or damage their property.
What you get
Home protection at an affordable price
Ways to save on homeowner insurance
We apply eligible discounts to your quote automatically, so you always get the best available price. Learn more.