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With flexible policies, premium coverage and 24/7 support,
you can rest easy knowing you’re covered.
Home insurance, clarified
Insurance can be complicated, but it doesn’t need to be. Get clarity on your home insurance with Onlia’s easy-to-read policies.
Premium protection for your home and belongings
Onlia’s simplified home insurance — all policies include premium protection at reasonable rates, with standout coverages at no extra cost. Plus, we’ve made it easy to change the level of your coverage based on your needs.
Get a quote in under five minutes and see if Onlia's home insurance is right for you. Buy online and be covered the next day.
Home coverage that keeps you protected
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.
Start a quote to see more details about Onlia's coverage and how it protects you. Or, check out a sample home policy.
Home Insurance made easy
Onlia's home insurance has you covered for the unexpected — like floods and break-ins.
Plus, when you bundle with your car, you can save even more.