Your home is more than just your house. We also cover other structures on your property (like your garage, pool, etc.)
Covers your common items and valuables if they’re stolen or damaged inside your home, or someplace else.
If something happens to your home that makes it unlivable, we’ll cover accommodations for you and your family.
Legal protection in case you're sued over someone else's injury or property damage.
If your home is damaged or destroyed, we'll pay to repair or replace it even if the cost exceeds its estimated value.
Comprehensive overland water insurance for qualifying homes. Covers flooding, torrential downpours, and backed-up sewers.
Occasionally rent out your home through Airbnb or another sharing service? We’ll cover your property.
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.
Keep your family safe with a free home checkup when you bundle car and home insurance with Onlia. It's like putting your home maintenance on autopilot.
A quote for Onlia home insurance is easy to get online. Just answer a few questions about your situation and you’ll receive a quoted price instantly. The process only takes a few minutes, and if you like what you see, you can buy your policy on the spot! No phone calls or brokers required.
Feel free to contact us if you have any questions along the way. Keep in mind that we aren't able give you a quote over the phone – with Onlia, you’re in control.
Home insurance helps you safeguard the investment you’ve made in your property, whether you own or rent your place. If something ever happens to your house or your belongings, home insurance can cover the cost to get your life back on track.
It’s not mandatory, but many landlords require that you have it.
Having tenant insurance can cover your personal property if it’s damaged or stolen. Even if your landlord has home insurance, their coverage won’t extend to your stuff. This means that if your apartment gets flooded and your electronics and furniture are ruined, you'll need your own insurance to cover the cost of replacing them.
Tenant insurance also covers living expenses if something happens to your place, and you need to live elsewhere until it's livable again.
Can't find the answer you were looking for here? Check out our comprehensive set of FAQs for more info about Onlia and our insurance products.