Homeowner insurance
Save time and money on home insurance
Buy homeowner insurance in Ontario online
Onlia’s all-online insurance makes it easy to protect your home at an affordable price. Get premium coverage, plenty of discounts, and 24/7 claims service that’s always here to help when you need it.
How it works
Insurance made easy
Quote and buy online
Make changes anytime
Help is always here
Cancel anytime
What you get
Home protection at an affordable price
Fire damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Flood and water damage
Comprehensive overland water protection, covering flooding and sewer backup.
Theft and break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or someplace else.
High-value items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $2,500.
Frozen pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Lightning, hail, and windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Emergency accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Personal liability coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Home sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Identity theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.
Start a quote to see more details about Onlia's coverage and how it protects you. Or, check out a sample home policy.
Discounts
Ways to save on homeowner insurance
We apply eligible discounts to your quote automatically, so you always get the best available price. Learn more.
Credit Score
Monitored Alarm System
Mortgage-Free
Here when you need us
24/7 home claims service
The insurance may be online, but there’s a team of humans ready to help when you need it. We’ll guide you through every step of a claim and make sure you get the coverage available in your policy. We’ll also arrange for any repair services or alternate accommodations you need.
Frequently asked questions
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