Tenant Insurance in Ontario - Get a Quote and Buy Online | Onlia Insurance

Protect your stuff with tenant insurance
Onlia tenant insurance makes it easy to protect your property. Quote and buy online, and save 20% when you bundle with car insurance.
Rent your home? Onlia helps keep you safe and sound.
We protect your stuff
From theft and break-ins to fire and flooding, we'll cover your property if it’s stolen or damaged at home, or anywhere else.
We protect your well-being
Tenant insurance covers more than the things you own. You’re also protected in case you’re sued for someone else’s injury or property damage.
Here when you need us
What good is insurance without great service behind it? For claims big and small, our caring team is here every step of the way.
Insurance as easy as 1-2-3

Tell us about your place

Provide a few details about your place and get a quote in minutes.
Entering property information online

Choose your coverage

We’ll build you a customizable policy and apply eligible discounts automatically.
Entering property information online

Buy on the spot and you're done

Pay online and get covered as early as tomorrow. No paperwork or phone calls needed.
Entering property information online
Tenant insurance that covers your bases
Onlia tenant insurance is loaded with premium coverage and benefits at no added cost.

Personal Property

Covers your common items and valuables if they’re stolen or damaged inside your home, or someplace else.

Additional Living Expenses

If something happens to your home that makes it unlivable, we’ll cover accommodations for you and your family.

Personal Liability

Legal protection in case you're sued over someone else's injury or property damage.

Legal Assistance 

Need help with a legal matter? We’ll refer you to a preferred legal counsel who specializes in your situation.

Replacement Cost for Personal Property

If your property gets stolen or damaged and needs to be replaced, we’ll pay for the same items in new condition (even if your stuff is used).

Flood and Sewer Backup

Comprehensive overland water insurance for qualifying homes. Covers flooding, torrential downpours, and backed-up sewers.

Home Sharing

Occasionally rent out your home through Airbnb or another sharing service? We’ll cover your property.

Identity Theft

If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Save with discounts
There are plenty of ways to save big on tenant insurance. Eligible discounts are applied to your quote automatically.

Home & Auto Bundle

20% on Home

Credit Score

up to 50%

Monitored Alarm System

save 5%

Get a free home checkup

Keep your family safe with a free home checkup when you bundle car and home insurance with Onlia. It's like putting your home maintenance on autopilot.

Frequently asked questions

A quote for Onlia home insurance is easy to get online. Just answer a few questions about your situation and you’ll receive a quoted price instantly. The process only takes a few minutes, and if you like what you see, you can buy your policy on the spot! No phone calls or brokers required.

Feel free to contact us if you have any questions along the way. Keep in mind that we aren't able give you a quote over the phone – with Onlia, you’re in control.

Home insurance helps you safeguard the investment you’ve made in your property, whether you own or rent your place. If something ever happens to your house or your belongings, home insurance can cover the cost to get your life back on track.

It’s not mandatory, but many landlords require that you have it.

Having tenant insurance can cover your personal property if it’s damaged or stolen. Even if your landlord has home insurance, their coverage won’t extend to your stuff. This means that if your apartment gets flooded and your electronics and furniture are ruined, you'll need your own insurance to cover the cost of replacing them.

Tenant insurance also covers living expenses if something happens to your place, and you need to live elsewhere until it's livable again.

Can't find the answer you were looking for here? Check out our comprehensive set of FAQs for more info about Onlia and our insurance products.