Tenant insurance for
as low as $10 a month

Get premium protection for the things you love at an affordable price.

How tenant insurance works

How does it help me?

You get financial protection if the things you own are damaged or stolen. From fire and water damage to theft and break-ins, tenant insurance covers the cost to repair or replace your personal property so that you don’t have to.

Do I need tenant insurance?

You won’t be breaking any laws without it, but you’ll be risking a lot of personal cost if something happens to your stuff. Some landlords will require that you have insurance to rent a place.

How much coverage do I need?

That depends on what you need to protect! Before buying insurance, do an inventory of your belongings to determine how much coverage you need.

What if my landlord has insurance?

Your landlord’s insurance protects their property, not yours. If something happens, your landlord's insurance won’t cover the cost to replace the stuff you own, or provide you with liability coverage.

Why choose Onlia Insurance?

Always online

Get a quote, buy insurance, and manage your policy online 24/7. Easy-to-read policies make handling your own insurance a breeze.

Coverage at home

Whether you own or rent your home, we have the coverage you need. Protect your home and what’s in it with a home, condo, or tenant policy made just for you.

Flexible policies

Adjust your coverage, update your information or bundle your insurance through My Account any time. On demand changes, no paperwork or phone calls required.
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Privacy is our priority

We’ll keep you safe on and offline. Personal and sensitive information is always encrypted, stored, and transmitted securely.
Read our privacy notice

A trusted provider

We’re backed by Fairfax Financial and Achmea, we have the resources to make insurance simple. Like other trusted companies, we’re regulated by FSRA.
Read more about us

Add more, save more

Save 15% on home insurance and 20% on car when you bundle, and up to additional 50% when you consent to a light credit check.
See Onlia's discounts

Tenant coverages that keep you protected

Protection for your belongings that makes it easy to understand where your insurance begins and the landlord’s ends. Get a personalized quote in under five minutes and see if Onlia's tenant insurance is right for you. Buy online and be covered the next day.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Legal Assistance
Need help with a legal matter? We’ll refer you to a preferred legal counsel who specializes in your situation.

Discover more about home insurance

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Choose Onlia for great coverage & better prices

Get insurance that’s easy to manage, without the guesswork. Get a quote online today to see how much you could be saving.