Tenant insurance
Get tenant insurance for as low as $10 a month
How it works
Insurance made easy
Quote and buy online
Get a quote in minutes, buy on the spot, and be covered as early as tomorrow. No brokers or paperwork required.
Make changes anytime
Life changes quickly. When you need your insurance to keep up, adjust your policy online anytime.
Help is always here
The insurance may be online, but our caring team is just a phone call away with 24/7 claims service.
Coverage for tenants
How you’re protected
Fire damage
Fire and smoke are common culprits of property damage. If they occur, we’ll pay to replace your personal property.
Flood and water damage
Comprehensive overland water protection, covering your things if they’re damaged by flooding or sewer backup.
Theft and break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home, or someplace else.
High-value items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $2,500.
Personal liability coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Emergency accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Identity theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.
Legal assistance
Need help with a legal matter? We’ll refer you to a preferred legal counsel who specializes in your situation.
Start a quote to see more details about Onlia's coverage and how it protects you. Or, check out a sample home policy.
Discounts
Ways to save on tenant insurance
We apply eligible discounts to your quote automatically, so you always get the best available price. Learn more.
Home & Auto Bundle
Credit Score
Monitored Alarm System
Here when you need us
24/7 claims service
The insurance may be online, but there’s a team of humans ready to help when you need it. We’ll guide you through every step of a claim and make sure you get the coverage available in your policy. We’ll also arrange for any repair services or alternate accommodations you need.