Go online with Onlia for car insurance

Buy today, be covered tomorrow.
Manage your insurance online, anytime.

Car insurance, clarified

With crystal clear coverage and easy-to-read policies, you'll never be confused by coverage again. Onlia makes car insurance in Ontario simple, so you know exactly what you're covered for.
  • Buying Onlia Insurance

    Read more about eligibility and what qualifies you for Onlia car insurance.

  • Getting an online quote

    Save up to $750 when you switch. See your price and how much you could be saving.

  • Choosing your coverages

    Learn more about car insurance and find out how to build the perfect policy for you.


Insurance made easy

Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

All online

Get a quote, buy, and manage your policy all online. No phone calls or paperwork required — ever.


You’re in the driver’s seat at Onlia. Adjust coverage, add or remove vehicles or drivers online, anytime.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout.

24/7 claims support

We’re always here when you need us the most. Our caring team is happy to guide you through every step.

Flexible policies

Insurance should be able to keep up with whatever life throws your way. With no contracts or fixed terms, Onlia’s policies can roll with life’s changes.

Car coverages that go the distance

Onlia makes car insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered.
Accident Benefits
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Direct Compensation
Helps pay to repair your car when you're deemed not at fault in a collision.
Third Party Liability
Covers your legal liability, even if you’re partially at fault for an accident.
Uninsured Driver
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Helps repair or replace your car in the event you collide with another car or object.
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
Accident Forgiveness*
We won’t increase your premium if you get into your first at-fault accident. *Free for eligible drivers.
Ticket Forgiveness
We won’t increase your premium over a minor conviction. *Free for eligible drivers.
Family Protection
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
75% Settlement
You can claim a total loss (if you want to) if the damage is more than three-quarters of your cars insured value.

Discover more about car insurance

  • It Pays to be Safe: Earning Cashback with the Onlia Insurance App

    Onlia Insurance customers save more with the app. Read to find out how to get up to $600 cashback every month starting April 1.

  • Can You Get Fined For Not Clearing Snow Off Your Windshield?

    The short answer is yes. Keep reading for the details on fines, insurance, and more.

  • What Happens When You Get a Ticket in Another Country?

    Planning on driving to the U.S. or Mexico? Here are a few tips to avoid a ticket.


Save more with Onlia Insurance

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.