Car Insurance in Ontario - Get a Quote & Buy Online | Onlia Insurance

CAR INSURANCE
Safe drivers save on car insurance
Protect your car with Onlia insurance and save over $500* in safe-driving discounts. Quote and buy online. Cancel anytime.
Onlia helps keep what you
love safe and sound
We fix your car if it’s damaged
From fender benders to serious collisions, we'll make sure your vehicle is repaired or replaced.
We help you recover if you’re hurt
We cover medical and other expenses, so that you can focus on getting better – not how much it costs.
We’ll be there every step of the way
What good is insurance without good people behind it? For matters big and small, our caring team is here to help.
Insurance as easy as 1-2-3

Tell us about your vehicle
and drivers

Plug in a few details about your car and who drives it. It only takes a few minutes.
Entering vehicle information online

Choose your
coverage

We’ll build you a policy that you can customize to best fit your needs. Discounts you qualify for are added automatically.
A couple at home, shopping for insurance online. Onlia coverages listed in foreground.

Buy on the spot and
you’re done

Easily pay online, with coverage starting as early as tomorrow. No paperwork or phone calls needed.
Hands on a steering wheel
Standard coverage that goes way beyond standard
Onlia car insurance comes loaded with all the coverage you need to drive in Ontario, plus premium features and benefits at no added cost.

Increased Liability

Get $1 million in third-party liability coverage, with optional upgrade to $2 million.

75% Settlement Option

After a collision, have your vehicle repaired or replaced if the damage exceeds 75% of its value. Your choice.

Free Rental Cars 

We'll cover a rental car if yours is being repaired or replaced following a collision.

Accident Forgiveness

Keep your good driving record intact. Your first collision won’t increase your monthly bill.

Ticket Forgiveness

One slip-up shouldn’t cost you. Your first minor traffic ticket won’t increase your monthly bill.

Collision & Comprehensive

Physical damage protection against just about everything. Included with most policies, but optional.

 Onlia stand-out coverages.
Get a quote
Save with discounts
The safer you drive, the more you can save. We'll apply eligible discounts to your quote automatically.

Home & Auto bundle (10% on auto)

Graduated Licensing (10%)

Loyalty (up to 5%)

Claims-Free (up to 30%)

Multi-Vehicle (10%)

Retiree (5%)

Winter Tires (2%)

Safe drivers deserve rewards
Be part of a movement that’s championing road safety and getting rewarded with savings on insurance.

Discounts for claims-free drivers

An older man driving with the sun setting behind.
The longer you’ve gone without an at-fault collision, the more we’ll discount your premium. Drive safe and save up to 30% over time.
Calculate my discount

Earn cash rewards with Onlia SenseTM

A couple packing the truck of a car. Phones displaying Onlia Sense app in the corner.
The Onlia SenseTM mobile app helps you develop safer driving habits by scoring your driving and rewarding smart decisions. As an Onlia insurance customer, you can earn exclusive cashback rewards every month. 

You can earn rewards with Onlia SenseTM even if you don't have Onlia insurance. Rewards have no connection to insurance premiums.
Learn more

Frequently asked questions