Get a condo insurance quote online

Protect your investment with premium coverage at an affordable price.


Premium protection, affordable prices

Protection for your condo that makes it easy to understand where your insurance begins and the corporation’s ends. Onlia’s simplified condo insurance – policies protect your unit and its contents within your building, not including common spaces like hallways and elevators.

Get a personalized quote in under five minutes and see if Onlia's condo insurance is right for you.
Buy online and be covered the next day. 

How you’re protected

Condo insurance coverage for all your needs

Fire Damage

Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.

Flood and Water Damage

Comprehensive overland water protection, covering flooding and sewer backup.

Coverage for Special Assessments

Coverage when you’re obligated to help pay for damage to your condo building’s shared spaces.

Theft and Break-ins

Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home, or some place else.

High-Value Items

Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.

Home Improvements

Coverage for the improvements you make to your condo, like new fixtures or kitchen cabinets.

Emergency Accommodations

We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.

Personal Liability Coverage

Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.

Home Sharing

Occasionally rent out your home through Airbnb or another sharing service? We’ll cover your property.

Identity Theft

If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Start a quote to see more details about Onlia's coverage and how it protects you. Or, check out a sample home policy.

How condo insurance works

How condo insurance works

How does it help me?

You get financial protection if your condo, or the things inside it, are damaged or stolen. From fire and water damage to theft and break-ins, condo insurance covers the cost to repair or replace your property so that you don’t have to.

Do I need condo insurance?

You’ll need condo insurance if you’re taking out a mortgage to buy it. Banks and mortgage lenders in Ontario require that you have insurance before approving a mortgage loan.

How much coverage do I need?

That depends on what you need to protect! Before buying insurance, do an inventory of your condo to determine how much coverage you need.

Does condo insurance only cover my property?

Condo insurance provides personal liability protection if you’re sued. You also get coverage for your condo building’s shared spaces if you’re obligated to help cover damage to them.

Condo insurance made easy

Onlia's condo insurance has you covered during life’s unexpected moments – like fires or floods.
Plus, when you bundle with your car, you can save even more.


Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

All online

Get a quote, buy, and manage your policy all online. No phone calls or paperwork required — ever.


You’re in the driver’s seat at Onlia. Adjust coverage, add or remove vehicles or drivers online, anytime.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout. Learn more about ways to save.

24/7 claims support

We’re always here when you need us the most. Our caring team is happy to guide you through every step of the claims process.  

Flexible policies

Insurance should be able to keep up with whatever life throws your way. With no contracts or fixed terms, Onlia’s policies can roll with life’s changes. 

Save more with Onlia insurance

Our rates are competitive – but who doesn’t want cheaper insurance? Our premium discounts are automatically applied before you check out.

Here when you need us

24/7 home claims service

The insurance may be online, but there’s a team of humans ready to help when you need it. We’ll guide you through every step of a claim and make sure you get the coverage available in your policy. We’ll also arrange for any repair services or alternate accommodations you need.