Choosing the Right
Home Coverage

  • Guaranteed replacement cost coverage means that we will cover the building replacement cost, even if it exceeds your policy’s limits.

  • If you get sued (knock on wood), claims can easily exceed millions of dollars in expenses – that’s where liability coverage comes in. It will reduce the risk of having to pay out of pocket.

  • Depending on the what the high valued item is, we might be able to increase your coverage with some additional documents. Call us at 1 844-472-7905 to speak with a broker.

  • For your basic, garden-variety dog or cat, generally no, although we may want to know what kind of dog it is. However, if you have any exotic pets or farm animals, or you’re operating a home-based business, then we need to know. Animals are great, but they can pose a risk to your home or business. Not sure about your furry friend? Call us at 1 844-472-7905.

  • We provide coverage for your home for windstorms or hail, including loss or damage caused by the weight of ice, snow, or sleet.

  • Some of our carriers can provide an optional earthquake coverage. Contact us to confirm if you have this coverage, or if you'd like to purchase it.