Auto Insurance Eligibility

  • We do not offer coverage for right-hand drive vehicles.

    We only insure regular vehicles designed for use in, and distributed in the Canadian market.

  • Yes, we do. You can visit our motorcycle page to learn more about insuring your recreational vehicle.

  • Yes, we do. You can visit those products' individual webpages to learn more about insuring your recreational vehicle. Navigate to the Lifestyle tab in the website menu to find each product.

  • Onlia does not insure customized cars unless it's for accessibility purposes. This includes customizations like:

    • Performance upgrades (e.g. nitrous, engine swaps, superchargers, air intake valve, etc.)

    • Aftermarket body or exhaust upgrades (carbon fibre hood, body kits, racing seats, roll bar/cage, shaved door handles, etc.)

    • Altered or hydraulic suspensions

    • Custom murals/graphics/paint

    • Aftermarket tachometer

  • You can purchase coverage for commercial vehicles through aha insurance by visiting ahainsurance.ca.

  • Most passenger vehicles can be insured through Onlia with a few conditions.

    The car must be:

    • Designed to be distributed and used in Canada

    • Registered, plated, and located in Ontario for the majority of the year

    • Less than 20 years old

    • Not damaged in any way that would affect its safe operation

    • Not customized, unless it's for accessibility reasons

    • Not for commercial use (unless it’s used for a ridesharing, carsharing, or delivery service that provides automobile insurance while you're on the job).

    We only cover the personal use part of your vehicle.

  • We do insure G1 drivers! 

    The great news is that if they aren’t the primary operator of a vehicle there won’t be any additional premium for them.

  • Being cancelled by your previous insurer may impact your rates and/or eligibility with certain providers.

    If you were cancelled for reasons such as fraud, misrepresentation, DUI, or a major/criminal conviction, it's not the end of the road. You may still be able to obtain a quote through one of our providers.

  • We can insure your vehicle if you drive for a delivery service that provides automobile insurance while you're on the job. We only cover the personal use part of your vehicle.

    Before you start your policy, please let your broker know how many hours you will be participating in delivery services per week so we can ensure you are placed with the right company.

    Please review your company’s policy to ensure you have commercial coverage. We are unable to cover vehicles used for delivery services that do not provide insurance on the job.

  • We can insure your vehicle if you drive for a ridesharing service that provides automobile insurance while you're on the job. We only cover the personal use part of your vehicle. 

    Please review your company’s policy to ensure you have commercial coverage. We are unable to cover vehicles used for delivery services that do not provide insurance on the job.