How do I get a quote?
With Onlia you can easily get an insurance quote online. Just answer some basic questions and you'll get a price right away. If you like what you see, you can purchase your policy on the spot with coverage starting as early as tomorrow. No phone calls or paperwork required.
If you're an existing Onlia customer looking to add a product to your account, make sure to sign in first.
Is Onlia insurance only online?
You can't buy Onlia home insurance through a broker. We set up our insurance to be easy to purchase and manage online. Start with a quote – it only takes a few minutes. Of course, if you ever have questions or need a hand, the Onlia team is here to help.
Can I get a quote for someone else?
You can assist someone in getting a quote if you have their permission. If they decide they would like to join Onlia, the registered homeowner or tenant must be the one to sign up.
Does Onlia offer temporary insurance?
While we don’t offer temporary insurance, we do have a very flexible cancellation policy. If you decide to sign up with us, you can cancel anytime and pay only for the days you’re covered.
Can I get Onlia home insurance if I rent a room in a house?
We can’t offer home insurance to those renting a room in a house. If you live in a unit inside a house, select Condo / Apartment as your property type. If you rent the basement in a house, select Condo/Apartment as your property type when you’re getting a quote.
I can’t find my address
Addresses we have available are received from Canada Post. Unfortunately, sometimes we’re unable to find addresses. Try to enter your address again.
If it still doesn’t show, we are unfortunately unable to offer you insurance right now.
What’s considered business use?
Business use refers to any regular or occasional activity conducted in your home for financial gain. This can include a trade, profession, or occupation.
Why does Onlia want my consent for a credit check?
Running a soft credit check helps us provide the lowest quote we can. The check is instant and has no effect on your credit score. By consenting, you’ll be eligible to receive a discount of up to 50% on your premium. The exact percentage is determined by your credit score. Prefer not to consent? All good. You can still get Onlia home insurance – you just won’t be eligible for the discount.
Can I save my quote for later?
You can email the quote to yourself from the Coverage screen. We’ll email a link for you to view it later. Your quote will be saved for 30 days, but note that prices are subject to change. We can only guarantee the price until the end of the day on which the quote was generated.