Get a home insurance quote online

With flexible policies, premium coverage and 24/7 support, you can rest easy knowing you’re covered.

EFFORTLESS INSURANCE

Home insurance, clarified

Insurance can be complicated, but it doesn’t need to be. Get clarity on your home insurance with Onlia’s easy-to-read policies.

  • Buying Onlia Insurance


    Read more about eligibility and what qualifies you for Onlia home insurance.

  • Getting an online quote


    Save up to $750 when you switch. See your price and how much you could be saving.

  • Choosing your coverages


    Learn more about car insurance and find out how to build the perfect policy for you.

Insurance made easy

Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

All online

Get a quote, buy, and manage your policy all online. No phone calls or paperwork required — ever.

Self-serve

You’re in the driver’s seat at Onlia. Adjust coverage, add or remove vehicles or drivers online, anytime.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout.
Learn more about ways to save

24/7 claims support

We’re always here when you need us the most. Our caring team is happy to guide you through every step.

Learn more about claims

Flexible policies

Insurance should be able to keep up with whatever life throws your way. With no contracts or fixed terms, Onlia’s policies can roll with life’s changes.

Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Discover more about home insurance

  • How Mortgage Insurance Impacts Your Borrowing Power

    No Place Like Home 4 min read

    Depending on the size of your down payment, mortgage insurance could be necessary in order to close on your home purchase.

  • Flood Insurance: All About High-Risk Zones and Coverages

    No Place Like Home 4 min read

    We cover the ins and outs of flood insurance, living in a high-risk zone, and preventative flood methods.

  • Four Ways to Enjoy Family Day Without Worry

    No Place Like Home 4 min read

    Stay covered during your down time.

DISCOUNTS

Save more with Onlia Insurance

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.