Car insurance is known for being confusing, and all the myths and half-truths out there don’t help clear things up. Pair that with a completely new way of providing insurance online, and you’ve got a whole new set of inquiries. We’re big on transparency, so we sat down to answer some of the most frequently asked insurance questions on social media in a recent video — shot right here, at Onlia HQ in Toronto.
How expensive is Onlia auto insurance?
We’re competitively priced throughout Ontario, and provide a high level of protection at a great value. The quote we provide for your monthly insurance payment depends on a lot of different factors, which vary from one person to the next. In calculating a car insurance quote (which we do in seconds, NBD), we consider the drivers:
- Previous at-fault collisions
- Age and years of driving experience
- Postal code
- Driving and insurance history
- Type of vehicle
- Typical distance driven each year
- The coverage options they choose
- The deductible they choose
All of these factors help us determine how safe a driver is on the road and their risk of getting into a collision, which influences the price we’re able to offer. Insurance providers can weigh these factors differently, which explains why you get varying prices from one provider to the next.
While Onlia can be more affordable for safer drivers with strong records, another provider may be geared more for people who, for example, have high-performance sports cars that are riskier to drive. Naturally, we hope Onlia can give you the best protection for the best price. But if not, no sweat. We encourage you to come back for a free quote down the road, and see if we’re a better fit!
Onlia insurance is online. Do you have real people I can talk to?
In deed we do! We have a passionate team based in Toronto that works hard on our suite of products, and our mission to make Canada a safer place. We also have a dedicated customer support and claims team in-house who are there to help you when you need it.
