Purchasing Home Insurance

  • With Onlia, you can do everything online, from getting a quote to purchasing your policy. Some situations will require you to speak to an Onlia insurance broker team, but otherwise you can get an insurance quote and policy anytime online.

    If you have an Onlia account, and looking to add a product, ensure you are signed into your account or give us a ring at 1 844-472-7905.

  • Only the registered owner(s) of the home can purchase insurance for that item. Insurance is a legal contract, and unfortunately, you can not agree to a contract on behalf of someone else. This ensures that if something happens where a claim needs to be filed, the right people are getting the help they need.

  • We've made applying for and buying insurance an easy process that can be completed online or by giving us a call. By completing an application for insurance with us, you agree to all the legal rules and regulations that come with insurance policies in Ontario.

    You can set up your insurance quickly, and when it's convenient for you 😊

  • You can add another homeowner to your policy when you're getting a home quote.

    If you already have a home policy, email us at support@onlia.ca, and we'll help you add a second homeowner.

    Note that any immediate family members that you live with are automatically covered under your policy.

  • Your Confirmation of Insurance lists all the coverages on your policy. This should be sufficient for your landlord or to show to your mortgage company.

    You can download your Confirmation of Insurance in your account:

    Click Risks and Policies at the top of the page.


    Find the policy you're looking for, and click Confirmation of Insurance to download. 

    Please note that we do not directly contact landlords or mortgage companies due to privacy and security reasons.

  • Effective dates can be as early as the next day and purchased up to 30 days in advance. Simply select the date that you want the coverage to take effect and confirm all the required steps in the process.

  • Unfortunately, we can’t cancel a policy with another company for you. Like buying a policy, only the policy owner can do that.