We’re committed to helping you save money on insurance by offering significant discounts for bundling home & auto, driving safely, and more! Discounts you’re eligible for are applied automatically, which means you’ll always get the best price we’re able to offer.
How to get discounts
As you proceed with getting a quote, certain discounts will become available based on your unique details. For example, we’ll ask if you use winter tires seasonally, or if you protect your home with an alarm system – you’d get a discount in either case. When you receive your quote, discounts you qualify for are listed alongside your price.
Bundling your insurance
Some of the biggest discounts you can get with Onlia are for bundling your insurance. These include:
- Home & Auto Bundle (15% off auto, 20% off home)
- Multi-Vehicle Discount (20% off per vehicle)
Bundle discounts are applied in your shopping cart, after you’ve completed quotes for each car or home you’re insuring. If you’ve got multiple assets to protect, be sure to add them to your cart to see your final discounted price. The more you bundle, the more you’ll save.
How discounts are calculated
Discounts apply to your price in sequence, rather than as a total percentage applied all at once.
Example: Let’s say you have a basic, non-discounted premium of $1,000 annually. But good news – you’re eligible for a 20% claims-free discount, and a 15% bundle discount! Here’s how this would be calculated:
- $1,000 – 20% = $800
- $800 – 15% = $680
In this example, your premium would be $680 after discounts. It doesn’t matter in which order discounts are applied; the final price will always be the same. As a note: certain discount percentages apply to specific coverages; others apply to your entire account across multiple policies. However discounts apply, you can rest assured the amount you’re saving is correct.
Full list of available discounts
See all the discounts Onlia offers here: