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Discounts on car
& home coverage

WAYS TO SAVE

See how much you can save.

Car Insurance Discounts

Onlia Insurance looks out for you by helping you save more. One way we help you is through our discounts on car insurance, which are automatically applied once you are eligible. 

Bundle Car & Home

What you can save: up to 30% off home insurance, up to 20% off car. 
How you can save: Insure your home and car with Onlia.

Multi-Car

What you can save: 20% off per car.
How you can save: Insure two or more cars on the same Onlia account.

Conviction-Free

What you can save: 25%
How you can save: Have zero convictions over a three-year period.

Renewal Loyalty

What you can save: 5%
How you can save: Stay with the same insurer for 3 or more years. 

Winter Tires

What you can save: 2%
How you can save: Have winter tires installed.

Graduated Licensing

What you can save: 10% off your first year when you graduate to a new licence level.
How you can save: Have your G2 or G licence and a good driving & insurance history.

Retiree

What you can save: 5% off accident benefits coverage.
How you can save: Be retired and maintain a good driving record.

Home Insurance Discounts

Check out all the ways you can save with Onlia on home insurance. Our discounts are automatically applied to your policy once you are eligible. 

Bundle Car & Home

What you can save: up to 30% off home insurance, up to 20% off car.
How you can save: Insure your home and car with Onlia.

Mortgage-Free

What you can save: 15%
How you can save: Insure a home without a mortgage.

Burglary & Fire Alarm

What you can save: 5-10%
How you can save: Up your home security game with a monitored alarm system.

Claims-Free Discount

What you can save: 20%
How you can save: Have continuous insurance for 3 years and are claims free (must be able to verify information).

Credit Score

What you can save: 10% to 30%
How you can save: Agree to a light credit check.

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Other Insurance Discounts*

AFFINITY
What you can save: 5%
How you can save: Be part of one of our affinity programs and automatically save 5%.

GROUP
What you can save: Up to 10%
How you can save: Join with others in your workplace, union or organization for a group insurance policy.

Frequently asked questions

    • Onlia offers a bundle discount of up to 30% on home insurance, and 20% on car insurance.

    • We love when drivers contribute to making Canada's roads safer for everyone who shares them. That's why we offer the following safe-driving discounts that, together, could save you a bundle every year:

      • Claims Free Discount: 5-10%

      • Conviction Free Discount: 15%

      • Retiree Discount: 5-10%

      • Car and Home Discount: 10-15%

      • Multivehicle Discount: 10%

      • Graduated Licensing Discount: 10%

      • Winter Tire Discount: 1-2.5%

      Check your Certificate of Auto Insurance to see what discounts are applied.

  • Our online customer journey will automatically provide you with all of the applicable discounts and savings. The discounts and premium shown are based on your answers, your assets and your levels of coverage. Doesn’t control feel great?

ADD MORE SAVE MORE

Bundle your car and home insurance to save even more

Want even cheaper insurance? Save up to 30% on home and up to 20% on car insurance when you bundle them. 

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