Is tax included in my Onlia home insurance price?

Any applicable taxes are included in the price you’re quoted for. An 8% provincial tax is applied to home insurance.

What discounts can I get on home insurance?

Here are some of the available discounts for homeowners, tenants, and condos. Contact us for more information! Home & Auto Bundle Insure your car and home with Onlia under the same account. Credit Score Get a discount on your premium when you consent to a credit check when adding a home product to your account. The higher your score, the more your premium will be discounted. This is a "soft" credit check and has no impact on your credit score. You'll never be charged more because of your credit score -- you can only save! Monitored Alarm System Protect your home with an alarm system that's monitored by a home security service or company. Mortgage-Free Applicable for customers who own the insured property outright. This discount is available for homeowner insurance only. Discounts you qualify for are automatically applied to your total premium.

How do home insurance discounts work?

Our online customer journey will automatically provide you with all of the applicable discounts and savings. The discounts and premium shown are based on your answers, your assets and your levels of coverage. Doesn’t control feel great?

Your Home Insurance Premium

Any applicable taxes are included in the price you’re quoted for. An 8% provincial tax is applied to home insurance.
Here are some of the available discounts for homeowners, tenants, and condos. Contact us for more information!
Home & Auto Bundle
Insure your car and home with Onlia under the same account.
Credit Score
Get a discount on your premium when you consent to a credit check when adding a home product to your account. The higher your score, the more your premium will be discounted. This is a "soft" credit check and has no impact on your credit score. You'll never be charged more because of your credit score -- you can only save!
Monitored Alarm System
Protect your home with an alarm system that's monitored by a home security service or company.
Mortgage-Free
Applicable for customers who own the insured property outright. This discount is available for homeowner insurance only.
Discounts you qualify for are automatically applied to your total premium.

Our online customer journey will automatically provide you with all of the applicable discounts and savings. The discounts and premium shown are based on your answers, your assets and your levels of coverage. Doesn’t control feel great?