Ask family and friends
Friends and family who own a vehicle are a trustworthy and reliable source for all your auto insurance questions - after all, they’ve gone through the process before. Start by asking a few simple questions about what type of coverage they have, what their process was like when purchasing auto insurance, and what their experience has been like when communicating with their insurer. These conversations will also help you identify what’s most important to you when choosing a car insurance provider - fair price, comprehensive coverage, transparency, customer support, etc. Be sure to ask questions about the claims process as well, because that is when you need your insurer most. Were they responsive, transparent and helpful? Was the experience easy and supportive? All these things are important considerations when choosing the insurance provider you trust to protect your vehicle.
Do some online research
Now that you know what you’re looking for in an insurance provider, the next step is to learn about the various companies that offer auto insurance in Ontario, and what type of products meet your specific needs. Spend some time getting to know each company, their values, and their product offerings. Additionally, look for resources to help you better understand auto insurance, so when it’s time to purchase your policy words like "deductible" and "premium" won't scare you away. Once you feel comfortable with your research, try a few commitment-free online quotes to compare your experience with various insurance providers.