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What is a car subscription?

A car subscription is like leasing a car but way more flexible. There are no long-term contracts or commitments, and no loans or interest payments. You simply drive for as long as you like, pay-as-you-go, and return your car when you're done. Everything you need to drive is included, except for fuel.

Roam handles most of the burdens of owning a car, like routine maintenance, making the entire experience hassle-free. Now, with Onlia providing auto insurance policies to Roam subscribers, that experience is hassle-free as well.

How do car subscriptions stack up against other options, like buying or leasing a car?

Car subscriptions are a great option for consumers and businesses who aren’t ready for the commitment of buying or leasing. 

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Car subscriptions vs. buying

Car subscriptions offer far more flexibility compared to buying. There is no major up-front cost or long-term commitment. You’re not on the hook for the paperwork, the insurance, the routine maintenance, the depreciation, or any of the other burdens that come with buying.

Car subscriptions vs. leasing

There are no financing terms, interest payments, residual values or other terms you have to worry about. Your car subscription includes everything you need to drive in a single monthly payment. And when you’re ready to return the vehicle, you simply end your subscription and walk away.

Because car subscriptions don’t lock you into a single car for an extended period of time, many Roam subscribers swap into new vehicles every now and then as their lifestyles and needs change.

Booking your first car subscription

Booking your first car subscription can be done in minutes: 

  1. Select your vehicle
  2. Configure your subscription plan
  3. Get your Onlia Insurance policy 
  4. Choose your start dates
  5. Get your car

All this — plus making your payments — can be done right on Roam’s website.

Choose Onlia to start saving on auto & home insurance

Getting coverage has never been easier.

Discover more about car & home insurance