How Much is Home Insurance in Ontario?
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How Much is Home Insurance in Ontario?

Home insurance in Ontario is priced based on your home, your coverage choices, your location and your claims history. Public quote-market data in 2026 places the Ontario average near $2,235 to $2,250 per year, but your price can land lower or higher depending on the details of your home and policy.

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Tenant insurance vs. condo insurance
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Tenant insurance vs. condo insurance

Tenant insurance and condo insurance both protect your belongings, personal liability, and extra living costs after an insured loss, but they are built for different living situations. In Canada, tenant insurance, often called renters insurance or rental insurance, is for people who rent their home, while condo insurance is for people who own a condominium or strata unit. The simplest rule is this: renters protect what they bring into the home; condo owners protect what they own inside the unit, plus gaps their condo corporation’s policy may leave.

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