Switch & Save

So many ways to pay less for car & home insurance

Up to $750 less once you start adding up the Onlia discounts that apply.

  • Premium coverage
  • Automatically applied discounts
  • 24/7 customer & claim support

 

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Car insurance discounts*

 

Conviction-Free

What you can save: 20%
How you can save: Have zero convictions over a three-year period.

Multi-Vehicle

What you can save: 20% off per vehicle
How you can save: Insure two or more vehicles on the same Onlia account.

Bundle Home & Car

What you can save: 20% off home insurance, 15% off car.
How you can save: Insure your home and car with Onlia.

Winter Tire

What you can save: 2%
How you can save: Have winter tires installed.

Renewal Loyalty

What you can save: 2.5%
How you can save: Be an Onlia customer for 1 or more years.

New Vehicle

What you can save: 10%
How you can save: Insure a vehicle from 2020 or above.

Retiree

What you can save: 5% off accident benefits coverage
How you can save: Be retired and maintain a good driving record.

Graduated Licensing

What you can save: 10% off your first year
How you can save: Have your G2 licence and a good insurance history.

Use our savings calculator to see how much less you could be paying for insurance.

Home insurance discounts*

Credit Score

What you can save: 10% to 50%
How you can save: Agree to a light credit check.

Renewal Loyalty

What you can save: 5%
How you can save: Be an Onlia customer for 1 or more years.

Mortgage-Free

What you can save: 15%
How you can save: Insure a home without a mortgage.

Burglary and Fire Alarm

What you can save: 5%
How you can save: Up your home security game with a monitored alarm system.

Bundle Home & Car

What you can save: 20% off home insurance, 15% off car.
How you can save: Insure your home and car with Onlia.
Protection

Car insurance coverage that lets you hit the road with confidence

No guessing with Onlia. All the mandatories are included.
And all the extras are available to easily add or remove as your situation changes.
Coverage
Required in Ontario
Liability Coverage
$200,000
Starts at $1 million
DCPD
Accident Benefits
Uninsured Automobile
Collision Coverage
Comprehensive Coverage
Family Protection
Rental Car Coverage
Accident Forgiveness
Included (for qualifying drivers)
Ticket Forgiveness
Included (for qualifying drivers)
Start a quote to see your price and more detail about how these coverages protect you. Some coverages are only available to qualifying drivers.
Protection

Home insurance coverages

An Onlia home insurance policy can cover almost anything that could happen to (or in) your home.
Into home-sharing? We have specific polices for that and more.
HERE WHEN YOU NEED US

24/7 claims service

A team of humans is a call away and ready to help. We’ll guide you through making a claim, set up a service appointment for you, and resolve your claim simply and fairly.

You could save up to $750 on your insurance.