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Affordable car insurance in Ontario

Onlia’s cheap insurance rates include:

  • Premium coverage
  • Protection in a few easy steps
  • Automatically applied discounts

How to get the cheapest car insurance quote in Ontario 

Having the right car insurance is important, especially in Ontario. Notorious for busy roadways and high insurance prices, residents need to be sure they’re getting ample protection and the best prices possible. Fortunately, Onlia Insurance makes it easy.

With an average cost of  $1,500-$1,700 for car insurance in Ontario, we know how important is it to find the right insurance provider. With Onlia Insurance, eligible drivers get premium coverages like Ticket and Accident Forgiveness at no added cost. 

Plus, take advantage of our discounts for things like bundling and having winter tires to bring down your monthly insurance cost. Onlia policyholders can also earn up to $480* cashback by driving safely with the Onlia Insurance™ app.

With fully digital policies — from getting a quote, buying, and even submitting a claim online — you’ll always find easier (and cheaper) insurance with Onlia. See your price in just a few minutes, customize your coverage to your individual needs, and update your policy online or on the app.

It’s easy — and affordable.

Switch to Onlia in 3 easy steps

  • 1

    Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.
  • 2

    Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.
  • 3

    Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.

What Onlia’s car insurance covers

Onlia car insurance policies come standard with what’s mandatory to drive in Ontario. Plus, we include extras like Accident and Ticket Forgiveness at no added cost. Get peace of mind that you’re protected by adding the coverages you need.

Coverage from Onlia

*Mandatory in Ontario

Direct Compensation*
Accident Benefits*
Third Party Liability*
Uninsured Driver*
Collision
Comprehensive
Rental Car
Accident Forgiveness
Free for eligible drivers
Ticket Forgiveness
Free for eligible drivers

Discover more about car insurance

  • Car Shopping Guide: What to Look for When Shopping for a New Car

    Getting a new car is exciting. Buying that new car can be a challenge if you don’t know what to look for.

  • Does Car Insurance Cover Tires?

    In some cases, yes. In others, no. Keep reading to know when tires are covered by car insurance.

  • How Demerit Points and Speeding Tickets Affect Insurance

    In Ontario, moving violations lead to demerit points on your licence. These can push your insurance rates up.

DISCOUNTS

Save more with Onlia
Insurance

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.