Woman wearing a hat and sunglasses smiling while looking out of a car window

Affordable car insurance

Easy-to-use coverage — with discounts — in Ontario.

How to get the cheapest car insurance quote in Ontario 

Having the right car insurance is important, especially in Ontario. Notorious for busy roadways and high insurance prices, residents need to be sure they’re getting ample protection and the best prices possible. Fortunately, Onlia Insurance makes it easy.

With an average cost of  $1,500-$1,700 for car insurance in Ontario, we know how important it is to find the right insurance 

provider.

Woman accessing Onlia Insurance on a laptop

Plus, take advantage of our discounts for things like bundling and having winter tires to bring down your monthly insurance cost.

You’ll always find easier (and cheaper) insurance with Onlia. See your price in just a few minutes, customize your coverage to your individual needs, and manage your policy.

It’s easy — and affordable.

Showing our favorite reviews

  • "Best auto insurance rate I found online after about 6 hours of research. Easy to use site that took payment directly."

    Brandon K

  • "Getting my car insurance was so quick and painless. They had the lowest rate. Other companies couldn't even come close."

    Janine Vanvlaenderen

  • "Post setup experience is great. The app and website have everything needed (pink slips, certificate of insurance, coverage details) to avoid making a phone call."

    Philip Kuruvilla

  • "This was the most impressive experience I have ever had with an insurance company. From the moment I signed in online, it took less than 15 minutes and I had insured my vehicle. With a printed copy in hand, I was able to get my license plates and begin motoring knowing I was covered. Great experience. P.S. I never give five stars. No machine is that perfect."

    Joseph Bouchard

  • "Very easy to use and got my quote quick and my car was insured next day because of how fast it was, great job guys."

    Raahim Ahmed

Switch to Onlia in 3 easy steps


Get a quote in 3 minutes

Answer a few simple questions and in 3 minutes we’ll hook you up with your low rate.



Buy online

Just a few clicks and boom – that sweet insurance is all yours. Do it online, or kick it old school and give us a call!



Easy to own

Make updates and manage your insurance online whenever you want. It is your insurance, after all


What Onlia's affordable car insurance covers

Our coverage covers your bases — everything that’s required to drive in Ontario comes standard in our car insurance policies.

*Mandatory coverage

  • Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.

  • Covers your legal liability, even if you’re partially at fault for an accident.

  • Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.

  • Helps pay to repair your car when you're deemed not at fault in a collision.

  • Helps repair or replace your car in the event you collide with another car or object.

  • Includes coverage for damage or loss due to fire, theft, vandalism, and more.

  • You’ll have access to a rental car while yours is being repaired or replaced.

  • If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.

  • Your premium won’t increase over a minor conviction.

  • Your premium won’t increase after your first at-fault accident.

Discover more about car insurance

Go online with Onlia

Get insurance that’s easy to manage, without the guesswork. Get a quote online today to see how much you could be saving.

A pink and purple smartphone with the words "Go online with Onlia" displayed on its screen.