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Affordable car insurance

Easy-to-use premium coverage — with discounts — in Ontario.

How to get the cheapest car insurance quote in Ontario 

Having the right car insurance is important, especially in Ontario. Notorious for busy roadways and high insurance prices, residents need to be sure they’re getting ample protection and the best prices possible. Fortunately, Onlia Insurance makes it easy.

With an average cost of  $1,500-$1,700 for car insurance in Ontario, we know how important is it to find the right insurance 

provider. With Onlia Insurance, eligible drivers get premium coverages like Ticket and Accident Forgiveness at no added cost.

Plus, take advantage of our discounts for things like bundling and having winter tires to bring down your monthly insurance cost. Onlia policyholders can also earn up to $600* cashback per year by driving safely with the Onlia Insurance™ app.

With fully digital policies — from getting a quote, buying, and even submitting a claim online — you’ll always find easier (and cheaper) insurance with Onlia. See your price in just a few minutes, customize your coverage to your individual needs, and update your policy online or on the app.

It’s easy — and affordable.

Switch to Onlia in 3 easy steps

  • Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.
  • Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.
  • Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.

What Onlia's car insurance covers

Our coverage covers your bases – everything that’s required to drive in Ontario comes standard in our car insurance policies. Plus, you'll get extra protection like Ticket and Accident Forgiveness at no added cost.

*Mandatory coverage

Accident Benefits*
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Third Party Liability*
Covers your legal liability, even if you’re partially at fault for an accident.
Uninsured Driver*
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Direct Compensation
Helps pay to repair your car when you're deemed not at fault in a collision.
Helps repair or replace your car in the event you collide with another car or object.
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
Rental Car
You’ll have access to a rental car while yours is being repaired or replaced.
Family Protection
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Ticket Forgiveness
Free for eligible drivers, your premium won’t increase over a minor conviction.
Accident Forgiveness
Free for eligible drivers, your premium won’t increase after your first at-fault accident.

Discover more about car insurance

safe-driving app

Drive safe, earn rewards

Earn cashback rewards and gift cards for driving safely with the Onlia Insurance™ app.

Click to download Onlia Sense|Apple Apps Store Click to download Onlia Sense|Google Play Store