Third-party car insurance

Protection against the unthinkable

Onlia third-party insurance covers almost all aspects of injuring another person.

  • Medical treatment
  • Lost wages
  • Vehicle repairs
  • Personal property damage

Add (extra) third-party coverage to your policy

You hope to never use third-party coverage for as long as you drive in Ontario. But you’ll be extra relieved to have it if you’re ever deemed at fault for injuring another person, directly or indirectly, in a collision. Third-party coverage also kicks in if you damage property during a collision, like replacing a fence you drove through.

Basic coverage includes $200K of mandatory third-party coverage. But if you’re using it, you’ll probably need more than that. Onlia makes it easy to get more and hold onto it for as long as you need it.

Think of third-party coverage as help in the absolute worst-case scenario; the odds of activating it are low, but anything more than a 0% chance is worth it when other people’s lives are on the line.

Effortless insurance

Car insurance, clarified

Clear coverage descriptions. Easy-to-read policies. No chance of you being confused by what you’re covered for and what you’re paying for your Onlia car insurance.

Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout. Learn more about ways to save.

24/7 support

With 24/7 claims service, you'll have peace of mind knowing help is always here when you need it.