
Get affordable home insurance in the Hammer.
- Extra affordable base premiums
- A full menu of discounts
- No phone calls. You do it all online
Affordable home insurance is becoming a must in Hamilton
As the cost of living in Hamilton rises, any way to save money is worth exploring — an easy way is to lower your home insurance costs.
Hamilton residents pay an average of nearly $1,500 per year for home insurance, or about $124 per month. That’s higher than the Ontario home insurance average — and much higher than Onlia’s average of $611 per year for home insurance in Hamilton.
Go online with Onlia for home insurance
Onlia is digital direct home insurance, so we can offer low insurance costs AND excellent full coverage. Here’s how:
Digital means everything is done online
You can get a quote, buy a policy, change a policy or submit a claim right from your smartphone, tablet or computer. We don’t make you wait on the phone while someone gets a quote and manages your policy for you. Plus, Onlia gives you direct access to all our home insurance discounts that make your home insurance cheap. That means more savings back in your pocket – and schedule.
What are the benefits for Hamilton residents?
- You can add or take away coverage whenever you need to
- You have the freedom of choice to buy only what you need or can afford
- You get peace of mind, knowing that your Onlia coverage will protect you and your home if you need it
- We can help new Canadians understand the policy and coverage
Home insurance coverage in Hamilton
Home insurance is not mandatory in Hamilton. But it protects you, your home and your property against fire, weather, theft or other perils.
Types of home insurance from Onlia
Whether you’ve just bought your first time, planning to rent, or have a condo, we have insurance tailored to your needs.
- Homeowner insurance: This will cover your private residence, protect the contents of your home and your liability if someone gets hurt in your home.
- Renter insurance: Also called tenant insurance, it will protect your belongings and give you liability coverage. It doesn’t protect the home itself, but that’s fine because you don’t own it.
- Condo insurance: Condo insurance will protect your unit within a condo building, including the contents of the unit like appliances, clothing and furniture. It’ll also cover additional living expenses if you need to relocate while your condo is being repaired.
Home coverages that keep you protected
Switch to Onlia in 3 easy steps
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Get a quote online in just a few minutes
Fill in a few details to see your price. Checkout, and be covered as soon as the next day.
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Customize your coverage & see your discounts
Adjust your coverage based on your needs, and see how much you save with our instant discounts.
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Manage your insurance online, anytime
Log into My Account to make changes to your policy. No phone calls required.