No Place Like Home
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Choose Onlia for Hamilton home insurance
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Get affordable home insurance in Hamilton
Welcome to Onlia, your go-to for home insurance in Hamilton. We get it, your time is precious and so are your belongings, and especially if you’re shopping for the cheapest home insurance. In the time it takes to boil water, you can snag a personalized home insurance quote from Onlia.
Our commitment to quick and easy home insurance extends beyond getting a great quote. With Onlia, we make each step of the journey simple and easy to understand. From the moment you click-to-buy, you know you’re covered with premium protection at an affordable price.
More about home insurance in Hamilton
Safeguarding your home
Home insurance is like bubble wrap for your safe haven, shielding you from life’s unexpected twists and turns.
From protecting against the elements to ensuring your prized possessions are covered, we’ve got your back.
Whether you own or rent, we’re here to make sure your home is your happy place.
We’re always here to help you with questions like:
- Is home insurance mandatory?
While home insurance is not mandatory in Hamilton, most lenders will require that you have it before offering you a mortgage. - What is the average cost of home insurance in Hamilton?
The cost of home insurance in Hamilton can vary based on several factors including the location of your home, its size, construction type, and the coverage you choose. The average rate, homeowners in Hamilton can expect to pay anywhere from $762 to $1,573 annually for home insurance.
Home insurance, clarified
Why do you need home insurance?
Home insurance isn’t mandatory in Hamilton, but most lenders require you to have it before you get a mortgage. Home insurance helps you protect the investment in your home, your personal belongings, and provides liability coverage.
What does home insurance cover?
Onlia Insurance covers various types of damage to your home, including damage due to frozen pipes, fire and smoke, as well as loss due to theft or break-in.
Switch to Onlia in 3 easy steps
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Get a quote in 3 minutes
Answer a few simple questions and in 3 minutes we’ll hook you up with your low rate. -
Buy online
Just a few clicks and boom – that sweet insurance is all yours. Do it online, or kick it old school and give us a call! -
Easy to own
Make updates and manage your insurance online whenever you want. It is your insurance, after all
Home coverages that keep you protected
Onlia makes home insurance in Hamilton simple, so you know exactly what you’re paying for and how you’re covered. Depending on your carrier, some of these are automatically included if your home qualifies.
If something happens, you’ll want to cover accommodation and living expenses for you and your family if it’s unfit to live in.
Fire and smoke are common culprits of property damage.
Make sure damage to your pipes are covered if they freeze during colder months (as long as your home is occupied).
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or someplace else.
Occasionally rent out your place through Airbnb or another home-share service? You’ll want to make sure you’re covered
Comprehensive overland water protection, covering flooding and sewer backup.
Want more protection for valuables like bicycles, jewellery, or artwork? Our carriers can cover different amounts.
Extreme weather can hit hard. No matter what kind of storm rolls in, we have options to make sure you’re protected.
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
If you or someone in your household is a victim of identity theft, our various carriers offer coverage to help you through the process.
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Bundle your car and home insurance to save even more
Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.