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Go online with Onlia for Hamilton home insurance

Get fast and easy insurance with automatically applied discounts. 

Get affordable home insurance in Hamilton

Welcome to Onlia, your go-to for home insurance in Hamilton. We get it, your time is precious and so are your belongings, and especially if you’re shopping for the cheapest home insurance. In the time it takes to boil water, you can snag a personalized home insurance quote from Onlia.

Our commitment to quick and easy home insurance extends beyond getting a great quote. With Onlia, we make each step of the journey simple and easy to understand. From the moment you click-to-buy, you know you’re covered with premium protection at an affordable price.


But Onlia Insurance provides more than just one of the cheapest rates – we give you access to your policy and the ability to make a claim right from your phone. In just a few taps, you can  make updates and manage your insurance online whenever you want. It is your insurance, after all.

More about home insurance in Hamilton

Safeguarding your home

Home insurance is like bubble wrap for your safe haven, shielding you from life’s unexpected twists and turns.

From protecting against the elements to ensuring your prized possessions are covered, we’ve got your back.

Whether you own or rent, we’re here to make sure your home is your happy place.

We’re always here to help you with questions like:

  • Is home insurance mandatory?
    While home insurance is not mandatory in Hamilton, most lenders will require that you have it before offering you a mortgage.
  • What is the average cost of home insurance in Hamilton?
    The cost of home insurance in Hamilton can vary based on several factors including the location of your home, its size, construction type, and the coverage you choose. The average rate, homeowners in Hamilton can expect to pay anywhere from $762 to $1,573 annually for home insurance.

Home insurance, clarified

Why do you need home insurance?

Home insurance isn’t mandatory in Hamilton, but most lenders require you to have it before you get a mortgage. Home insurance helps you protect the investment in your home, your personal belongings, and provides liability coverage.

What does home insurance cover?

Onlia Insurance covers various types of damage to your home, including damage due to frozen pipes, fire and smoke, as well as loss due to theft or break-in.

Home coverages that keep you protected

Onlia makes home insurance in Hamilton simple, so you know exactly what you’re paying for and how you’re covered.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.
Add more, save more

Bundle your car and home insurance to save even more

Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.

What to know when choosing home insurance in Hamilton

Discover more about home insurance