Home insurance quote

Get home insurance quotes quickly

Go online with Onlia and get a quote for affordable coverage in minutes.

Get your home insurance quote without the hassle

Buying a policy from a direct insurer like Onlia means less waiting, less hassle, and less cost. That all starts with a quote for home insurance or a home and auto insurance bundle.

Going with Onlia for home insurance means no searching for the best price, no phone queues or paperwork, and no waiting on someone else to handle your policy.

A few things to look for in your Onlia quote:

Contents insurance: This tells you how much is covered for your

personal belongings — think items like your bike, your wedding ring, your furniture, your dad’s guitar, and your prized sneaker collection.

Liability insurance: This part of the policy makes sure you are covered if someone were to sue you for medical bills or property damage they suffered while on your property. Even if you were away from home when it happened.

Bundled savings: If you choose to bundle your home and auto savings with Onlia, you’ll get a 20% discount on your home insurance costs each month. Plus another 15% off your auto insurance.

Switch to Onlia in 3 easy steps

  • 1

    Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.
  • 2

    Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.
  • 3

    Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.

Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

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DISCOUNTS

Save more with Onlia
Insurance

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.