Home insurance in Windsor

Go online with Onlia for home insurance in Windsor

Get affordable protection for your home in the southwestern tip of Ontario.

As Windsor grows, so does the call for affordable home insurance

Living in Windsor was once among the more affordable choices you could make in Ontario. With the cost of living increasing across the province, the need for affordable home insurance is in demand now more than ever.

Go online with Onlia for home insurance

The Onlia home insurance buying process is fully digital.


And if you need home insurance, direct insurance is better for you in a few ways:

  • You can build and buy your own policy online in minutes
  • You can add/subtract coverage as your living situation changes
  • And you can go to bed knowing money will be there if you need it

And while making Onlia as your digital direct home insurance provider of choice in Windsor is a good move for many reasons, this is the best: getting a quote, purchasing a policy, adding and subtracting coverage and submitting a claim — all of it done online without having to talk to anyone or wait a single second on hold.

Also, because we’re direct, we can offer all kinds of discounts to bring down your monthly insurance cost, like for having a good credit score and for bundling your home insurance with Onlia car insurance.

Switch to Onlia in 3 easy steps

  • Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.

  • Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.

  • Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.

Home insurance coverage in Windsor

Home insurance is not a mandatory requirement of driving in Windsor.

But without it, you could be stuck going out of pocket to cover damage, replace stolen items or pay medical/legal costs for someone injured on your property.

Coverage from Onlia

  • Homeowner insurance: This will cover your private residence, protect the contents of your home and your liability if someone gets hurt in your home.
  • Renter insurance: Also called tenant insurance, it will protect your belongings and give you liability coverage. It doesn’t protect the home itself, but that’s fine because you don’t own it.
  • Condo insurance: Condo insurance will protect your unit within a condo building, including the contents of the unit like appliances, clothing and furniture. It’ll also cover additional living expenses if you need to relocate while your condo is being repaired.

Consider liability coverage

Getting sued can cost you millions, even if you win. Reduce the risk of having to pay out of pocket.

Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Save more with Onlia

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.