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On The Road

All-in-one Guide to the Onlia Insurance™ App

The Onlia Insurance app rewards you for driving safely. Connect your insurance account before you hit the road to earn cashback and gift cards.

by Team Onlia
Have you always wondered just how good of a driver you are? Do you actually slow down through a school zone? Or drive safely on a country road in the middle of the night?

Onlia Insurance has an app for that. One that tracks all your travels and how safely you complete them. And if you’re gunning for the top spot, you can earn cashback and gift cards for your efforts.

You can earn as much up to $50 a month — that’s $600 a year — when you drive safely with the Onlia Insurance™ app.

How it works

Score your trips

Take a drive and the app will assess your driving behaviour. Each trip you take is scored out of 100. Your score is based on how well you perform in these 5 factors:

  • Acceleration
  • Braking
  • Cornering
  • Speed
  • Contextual

In addition to the factors above, the app will also monitor for distracted driving and will record any phone use events. Using these factors, our app will determine how your driving behaviour decreases, or increases, the likelihood of getting into an accident while on the road. Simply put, the safer you drive, the higher your score is.

Hone your driving

Use in-app insights to help develop your driving technique and stay safer on the road. Simply let the app run in the background while you focus on driving — the app will detect and record your trips automatically. You can then review your trip to see the details of how and where your score was affected. You’ll see a map of where driving events occurred during your trip, and what the nature of the event was. You can boost your score by performing safer driving actions wherever possible, like applying your brakes earlier, taking turns smoothly, keeping your speed in check and staying distraction-free.

Earn rewards

Have the app on your Android or Apple mobile phones? Awesome. Now you can start earning rewards and gift cards

You can earn them by completing various safe-driving challenges. All you have to do is meet the criteria in the five aforementioned categories.

Our in-app rewards program lets Onlia Insurance customers earn cashback when you maintain a drivescore that’s specific to the reward level. Drivers at every level are eligible for cashback – while some rewards are easier to earn, others really put your safe-driving skills to the test.

Good luck and drive safe! And remember, your scores will not impact your premium. Browse our privacy notice for more information. 

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Compete with other Onlia Insurance drivers 

Onlia's app leaderboard is a monthly ranking of drivers based on their safe driving habits. 

The number of points you've collected through badges, drivescore and bonuses for safe driving determines your rank on the leaderboard. The more points you earn, the higher your rank will be.

Your Drivescore can be found on the app dashboard and it is calculated through your driving behaviour. You can earn badge points by completing challenges and bonus points come from your first 50 undistracted trips. 

The leaderboard is updated every 2 hours. The final results from the previous month are released on the second day of each month. 

You can also create and join group leaderboards to compete against other users who connect through their insurance account. 

When you create a profile, your information is used to help improve the app's functionality and user experience. 

Learn more about how your information is used and protected in our privacy notice

How to connect your insurance

Now, the how to connect your insurance to the Onlia Insurance app and start earning rewards; that’s pretty easy.

Just go to your Profile, tap Connect now, enter your Onlia insurance account details and then select a vehicle policy to connect. 

Once you’ve connected a policy, it will display in your Profile.

Will driving data affect your insurance premium?

Onlia Insurance is a standalone app and does not influence your premiums.

Your trip data and the driving score have no connection and will never affect the rate you pay.

The goal of the Onlia Insurance app is to help people drive safer and reward them for doing so. Remember, we'll never penalize you for making mistakes.

Why not give it a spin? There’s nothing to lose. Download the Onlia Insurance app on Google Play or from the Apple App Store to start earning today. 

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