Home renters insurance

Protect your stuff
even when you’re

Knowing your belongings are covered in case of a fire, break-in, water leak, or other emergencies makes move-in day so much easier. Onlia can help you get the right insurance for everything you’re unpacking in your new place.

Protect your belongings with renters insurance

Insurance isn’t just for homeowners. Your things are important too!

Your landlord’s property insurance will only cover what they own — the exterior of the building, the inside walls and ceilings, the bathroom fixtures, and any appliances that came with your home.

Having your own renters insurance policy can save you from going out-of-pocket to replace some, or even all your belongings in case of a disaster.

Insurable items include:

Furniture, clothing, electronics, jewelry, books, CDs, movies, musical instruments, and bikes.

Renters insurance also protects you in other ways:

  • Liability coverage, including medical expenses, property, or even certain legal expenses, if a guest is injured while visiting your home.
  • Living expenses, such as hotel and food, if you are displaced from your home during a covered loss, such as a fire, flood, or other emergency.
Effortless insurance

Renters insurance, clarified

Clear coverage descriptions. Easy-to-read policies. No chance of you being confused by what you’re covered for and what you’re paying for your Onlia renters insurance.

Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout. Learn more about ways to save.

24/7 support

With 24/7 claims service, you'll have peace of mind knowing help is always here when you need it.