Affordable car insurance in Ontario

Why choose Onlia car insurance?

  •  Premium protection and affordable rates
  •  Additional discounts and cashback for safe driving
  •  Manage your policy online 24/7
Family standing outside of their home with car

Car insurance, clarified

With crystal clear coverage and easy-to-read policies, you'll never be confused by coverage again. Onlia makes car insurance simple, so you know exactly what you're covered for.


Premium protection at an affordable price

Onlia has taken the guesswork out of car insurance – all policies include provincially mandated coverages, plus extras at no additional cost.

We've made it easy for you to customize your coverage online using My Account – life changes quickly, and so should your protection.

Get a quote in less than five minutes and see if Onlia's car insurance is right for you. Buy online and be covered as soon as the next day.


Car insurance made easy

Get protection for your car online in a few easy steps. Onlia’s premium coverage starts at reasonable prices, plus get extra discounts and rewards for driving safely when you use the Onlia Sense™ app.
We’re here when you need us with 24/7 customer support.

Premium coverage

You’ll always get more than baseline coverage with Onlia’s standard policies. Upgrade your coverage and add extras for more protection.

All online

Get a quote, buy, and manage your policy all online. No phone calls or paperwork required – ever.


You’re in the driver’s seat at Onlia. Adjust coverage, add or remove vehicles or drivers online, anytime.

Better discounts

Eligible discounts for car, home, tenant, and condo insurance are automatically applied at checkout. Learn more about ways to save.

24/7 claims support

We’re always here when you need us the most. Our caring team is happy to guide you through every step of the claims process.  

Flexible policies

Insurance should be able to keep up with whatever life throws your way. With no contracts or fixed terms, Onlia’s policies can roll with life’s changes. 

Save more with Onlia insurance

Our rates are competitive – but who doesn’t want cheaper insurance? Our premium discounts are automatically applied before you checkout.

Download the app

Get more from your insurance

We not only protect you – we pay you 💵 for driving safely with our app Onlia Sense™.

Onlia car insurance customers can also earn cashback of up to $40 every month, or $480 per year;
that’s 20% off the average premium.