Save over $500* on car insurance

Protect your car with Onlia insurance and save with discounts for safe driving. Quote and buy online. Cancel anytime.
buckled up safe driver

Buy car insurance in Ontario online

Protect your car online in a few easy steps. Onlia gives you premium coverage at an affordable price, caring 24/7 claims service, plenty of discounts and rewards for driving safely.

Insurance made easy

Quote and buy online

Get a quote in minutes, buy on the spot, and be covered as early as tomorrow. No brokers or paperwork required.

Make changes anytime

Need more (or less) protection? Conveniently adjust your coverage to match your driving habits online anytime.

Help is always here

The insurance may be online, but our caring team is just a phone call away with 24/7 claims service.

Cancel anytime

Try Onlia commitment-free. You only pay for the days you’re insured, with no cancellation fees.

Premium protection. Affordable prices.

Onlia’s customizable policies start with increased coverage amounts that go well beyond provincial minimums.

Required in Ontario
Liability Coverage
Starts at $1 million
Accident Benefits
Uninsured Automobile
Collision Coverage
Comprehensive Coverage
Family Protection
Rental Car Coverage
Accident Forgiveness
Included (for qualifying drivers)
Ticket Forgiveness
Included (for qualifying drivers)
Start a quote to see your price and more detail about how these coverages protect you. Some coverages are only available to qualifying drivers.

Coverage that suits your driving habits

Life changes quickly. Make sure your insurance keeps up with Onlia's flexible coverage that you can easily adjust online. 
  • Change your physical damage coverage to suit how much you’re driving
  • Increase or lower your liability coverage
  • Increase or lower your deductibles
  • Add upgrades when you want more protection

Ways to save on car insurance

Car insurance should be affordable. We apply eligible discounts to your quote automatically, so you always get the best available price. Learn more.


The longer you've gone without an at-fault claim, the more you'll save. See how much.


Save 20% for each vehicle you insure with us.

Graduated Licensing

Save 10% as you learn how to drive safely.

Retiree Discount 

Retired drivers save 5% on accident benefits.

Winter Tires

Save 2% for using winter tires.

Renewal Loyalty

Save 2.5-5% the longer you’ve been with us.

Bundle and save

Simplify and save when you bundle insurance with Onlia. You’ll get 15% off car insurance, and 20% off home.

Earn cash with our safe driving app

We believe that rewarding road safety is the best way to improve it for all Canadians. Download the standalone Onlia SenseTM app and earn rewards for safe driving.

Up to $40 in cashback every month

Drive with Onlia Sense™ and earn monthly cash rewards as an Onlia car insurance policyholder – up to $480 annually.

Onlia Sense™ was built only to reward, and never penalize. Using the app has no connection to your Onlia insurance premium. See our privacy notice.


24/7 claims service

The insurance may be online, but there’s a team of humans ready to help when you need it. Call us and we’ll guide you through every step of a claim, make service appointments for you, and ensure you get all the coverage available in your policy.

Frequently asked questions