Home insurance cost

Protect your home
and your wallet

You and your home deserve premium protection without having
to break the bank.

Go online with Onlia

You’ll be able to cover your home and everything in it, so it remains your safe space and your best investment. More than that, you’ll be able to make those decisions and execute them quickly so the cost to your time is equally minimal.

We can be this affordable and efficient because we’re a direct insurer. That means no middleperson and no hidden charges. It also means we can get creative with our offerings — and we have.

  • High-value coverage up to $10,000 for artwork, jewelry, or other valuables
  • Liability coverage and legal protection if you are sued for someone else’s injury or property damage
  • Coverage for home sharing Help with identity theft and recovery

Want more savings? Bundle your home and auto policies. You can save 15%on your auto policy and 20% on your home insurance every month.

Switch to Onlia in 3 easy steps

  • Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.

  • Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.

  • Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.

Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Discover more about home insurance


Save more with Onlia

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.