Go online with Onlia for home insurance in Kitchener

Get affordable home insurance in Canada’s Silicon Valley.

Affordable home insurance in Kitchener is possible

It’s hard to believe anything is still affordable in Kitchener anymore. But yes, you can still get affordable home insurance.


Go online with Onlia for digital direct home insurance


Choose digital direct home insurance to get low insurance costs AND excellent full coverage.

 

Digital: This means everything related to home insurance is done online, from getting a quote and buying a policy to changing a policy or submitting a claim. These savings are passed on to you — with the added benefit of never having to call in or wait on hold.

Direct: This means you’re buying home insurance directly from us, giving you access to exclusive Onlia home insurance discounts.

Home insurance coverage in Kitchener

Home insurance isn’t required in Kitchener, but not having it puts you at risk of being forced to rebuild your life out of pocket if something happens — and you don’t want that.

Protecting your home with insurance is strongly recommended to keep you from paying big bucks to fix major damage, replace stolen items or cover medical and legal costs for someone injured on your property.


Coverage from Onlia

 
  • Homeowner insurance: This will cover your private residence, protect the contents of your home and your liability if someone gets hurt in your home.
  • Renter insurance: Also called tenant insurance, it will protect your belongings and give you liability coverage. It doesn’t protect the home itself, but that’s fine because you don’t own it.
  • Condo insurance: Condo insurance will protect your unit within a condo building, including the contents of the unit like appliances, clothing and furniture. It will also cover additional living expenses if you need to relocate while your condo is being repaired.

Consider liability coverage

Getting sued can cost you millions, even if you win. Reduce the risk of having to pay out of pocket.

Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered.
Emergency Accommodations
We cover accommodation and living expenses for you and your family if something happens to your home that makes it unfit to live in.
Fire Damage
Fire and smoke are common culprits of property damage. If they occur, we’ll make sure it’s repaired or replaced.
Frozen Pipes
We’ll cover damage to your pipes if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or some place else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? We’ll cover your property.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? We cover up to $10,000.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, you’re protected.
Personal Liability Coverage
Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.
Identity Theft
If you or someone in your household is a victim of identity theft, we’ll help you through the recovery process.

Switch to Onlia in 3 easy steps

  • 1

    Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.
  • 2

    Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.
  • 3

    Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.
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Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.