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Buy insurance online with Onlia for Kitchener home insurance

Get affordable home insurance in Canada’s Silicon Valley.


Affordable home insurance in Kitchener is possible

It’s hard to believe anything is still affordable in Kitchener anymore. But yes, you can still get affordable home insurance.

Choose Onlia for home insurance

Choose us to get low insurance costs AND excellent full coverage. 

Everything related to your home insurance can be done online yourself or over the phone with a broker.

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Home insurance coverage in Kitchener

Home insurance isn’t required in Kitchener, but not having it puts you at risk of being forced to rebuild your life out of pocket if something happens — and you don’t want that.

Protecting your home with insurance is strongly recommended to keep you from paying big bucks to fix major damage, replace stolen items or cover medical and legal costs for someone injured on your property.

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Coverage from Onlia

Homeowner insurance: This will cover your private residence, protect the contents of your home and your liability if someone gets hurt in your home.

  • Renter insurance: Also called tenant insurance, it will protect your belongings and give you liability coverage. It doesn’t protect the home itself, but that’s fine because you don’t own it.

  • Condo insurance: Condo insurance will protect your unit within a condo building, including the contents of the unit like appliances, clothing and furniture. It will also cover additional living expenses if you need to relocate while your condo is being repaired.

Consider liability coverage

Getting sued can cost you millions, even if you win. Reduce the risk of having to pay out of pocket.

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Answer a few simple questions and get a low quote in just 3 minutes.


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Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered. Depending on your carrier, some of these are automatically included if your home qualifies.

  • If something happens, you’ll want to cover accommodation and living expenses for you and your family if it’s unfit to live in.

  • Fire and smoke are common culprits of property damage.

  • Make sure damage to your pipes  are covered if they freeze during colder months (as long as your home is occupied).

  • Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or someplace else.

  • Occasionally rent out your place through Airbnb or another home-share service? You’ll want to make sure you’re covered.

  • Comprehensive overland water protection, covering flooding and sewer backup.

  • Want more protection for valuables like bicycles, jewellery, or artwork? Our carriers can cover different amounts.

  • Extreme weather can hit hard. No matter what kind of storm rolls in, we have options to make sure you’re protected.

  • Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.

  • If you or someone in your household is a victim of identity theft, our various carriers offer coverage to help you through the process.

Showing our favorite reviews

  • "Best auto insurance rate I found online after about 6 hours of research. Easy to use site that took payment directly."

    Brandon K

  • "Getting my car insurance was so quick and painless. They had the lowest rate. Other companies couldn't even come close."

    Janine Vanvlaenderen

  • "Post setup experience is great. The app and website have everything needed (pink slips, certificate of insurance, coverage details) to avoid making a phone call."

    Philip Kuruvilla

  • "This was the most impressive experience I have ever had with an insurance company. From the moment I signed in online, it took less than 15 minutes and I had insured my vehicle. With a printed copy in hand, I was able to get my license plates and begin motoring knowing I was covered. Great experience. P.S. I never give five stars. No machine is that perfect."

    Joseph Bouchard

  • "Very easy to use and got my quote quick and my car was insured next day because of how fast it was, great job guys."

    Raahim Ahmed

Discover more about home & car insurance

Go online with Onlia

Get insurance that’s easy to manage, without the guesswork. Get a quote online today to see how much you could be saving.

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