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Telematics 101

What is telematics, and how does it help increase safe driving behaviour?

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by Team Onlia
When asked in a winter Safety Index, 88% of Canadian drivers said they would give themselves an A or A+ for their driving skills, yet 80% of them admitted to inadvertently speeding. This demonstrates a gap between how drivers feel about safe driving versus their behaviour on the road. Safe road usage can be  subjective, but telematics tells us the truth about our driving habits.

Telematics explained:

When learning about new, complex technologies, a straightforward explanation is often the easiest. In brief, telematics is a technology that assesses and analyzes your driving behaviour. It accomplishes this by measuring the following:

  • Average speeds
  • Harshness of acceleration
  • Harshness of braking
  • How quickly you take corners
  • Times of day/night you drive

How will knowing your own behaviour make you a better driver, you ask?

For one, finding out that you have a lead foot when it comes to the gas pedal is an indication that you're not as safe of a driver as you thought. Gaining insightful details from your driving data can show you what areas you can improve upon when you get behind the wheel. Telematics makes you more aware of your driving behaviour, and you will become conscious of habits that you never paid attention to before. Before you know it, you will be challenging yourself to make each trip safer than the last.

Stay safe & save more with Onlia Sense™ 

Our safe driving app for all, Onlia Sense, uses telematics to help drivers develop safer driving habits and rewards them for it

By gamifying road safety with monthly challenges and leaderboards to climb, Onlia Sense makes being safe fun, and rewarding. Users can complete challenges like earning everyday driving badges, completing in-app challenges, and rank supreme on the general leaderboard in any given month to get rewards.  

Plus, you can earn even more as an Onlia auto insurance customer – you’ll be eligible for up to $40 in cashback each month when you maintain a stellar drive score.  

But will you get penalized for bad driving? 

Nope. With Onlia Sense, you only stand to get rewarded for driving safely with the app. Even if you have an Onlia insurance policy, you don’t have to worry about bad scores affecting your premium – your drive score and data will never be used to determine how much you pay for car insurance. Your data Onlia Sense will never be used to determine how much you pay for car insurance. We’ll reward you for driving safely, but you’ll never get dinged for making a few wrong moves. 

Curious how telematics can help improve your driving habits? Download Onlia Sense to understand your driving behaviours, and be rewarded for safer driving.


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Get cashback every month when you drive safely with the Onlia Insurance™ app. Download to start earning today.