Renew your car insurance online and pay less

Renew with affordable car insurance rates online with Onlia.

Is it time to renew?

It’s better to be early than late when it comes to car insurance renewal. Car insurance is mandatory in Ontario and you won’t be able to drive without it.

You’d also be wise to shop around for lower rates because missing out on deals could cost you hundreds of dollars each year.

Jump into action before it’s too late and you’ll soon discover you’re stuck with expensive car insurance or, worse, no insurance at all.

Start looking at rates before your renewal date

You can find your policy’s renewal date on your insurance provider’s documents. And it’s even easier to find on the Onlia Insurance ™ app.

Give yourself plenty of time to shop around and compare prices. Onlia will notify you when it’s time to renew your insurance. It’ll take you five minutes and you’ll have your new insurance the next day.

Onlia car insurance rates are affordable, but without a sacrifice in coverage or quality. You build and manage your car insurance policy online, on your time. We pass savings on to you in the form of a low base premium and a ton of discounts.

Remember, with Onlia, you could save 20% on your home insurance and 15% on car insurance when you bundle.

Can I change car insurance before the renewal date?

It depends on your provider. With Onlia, you have the flexibility to change your policy any time you want, with no strings attached. With other providers, there may be a fee for cancelling your policy prematurely.

Switch to Onlia in 3 easy steps

  • 1

    Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.
  • 2

    Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.
  • 3

    Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.

What car insurance coverage do I need?

Renewing your car insurance is the perfect time to double-check your coverage. It’s all a part of ensuring you have the mandatory minimum amount and the right amount of additional coverage.

For example, if you work in a neighbourhood with higher crime rates, you may want more comprehensive insurance to cover vandalism and theft.

The benefit of having Onlia car insurance is that you can add or remove coverage as you need through the Onlia Insurance™ app 

or online. When you relocate to a different neighbourhood, you can always drop the extra comprehensive insurance and save money right away, even in the middle of a billing cycle.

If you renew your car insurance policy with Onlia, you can add:

  • Comprehensive: You will be covered for specific losses such as flood, theft, or hail
  • Collision: This will protect you from paying out of pocket if you hit something or if your vehicle rolls over
  • Uninsured driver: Protects you if you are in an accident with someone who does not

See what Onlia home insurance has to offer, get a quote and customize your coverage today.

What Onlia's car insurance covers

Onlia car insurance policies come standard with what’s mandatory to drive in Ontario. Plus, we include extras like Accident and Ticket Forgiveness at no added cost. Get peace of mind that you’re protected by adding the coverages you need.

Coverage from Onlia

*Mandatory in Ontario

Direct Compensation*
Accident Benefits*
Third Party Liability*
Uninsured Driver*
Collision
Comprehensive
Rental Car
Accident Forgiveness
Free for eligible drivers
Ticket Forgiveness
Free for eligible drivers

Discover more about car insurance

  • Car Shopping Guide: What to Look for When Shopping for a New Car

    Getting a new car is exciting. Buying that new car can be a challenge if you don’t know what to look for.

  • Does Car Insurance Cover Tires?

    In some cases, yes. In others, no. Keep reading to know when tires are covered by car insurance.

  • How Demerit Points and Speeding Tickets Affect Insurance

    In Ontario, moving violations lead to demerit points on your licence. These can push your insurance rates up.

DISCOUNTS

Save more with Onlia Insurance

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.