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Renew your car insurance online and pay less

Renew with affordable car insurance rates online with Onlia.

Is it time to renew?

It’s better to be early than late when it comes to car insurance renewal. Car insurance is mandatory in Ontario and you won’t be able to drive without it.

As your trusted insurance broker, we will automatically shop around for the best coverage offered, at the best price, across our Insurance Company partners to ensure you are not missing out on deals that could cost you hundreds of dollars each year. 

Start looking at rates before your renewal date

You can find your policy’s renewal date on your insurance provider’s documents.  

Give yourself plenty of time to shop around and compare prices. Onlia will notify you when it’s time to renew your insurance. It’ll take you five minutes and you’ll have your new insurance the next day.

Onlia car insurance rates are affordable, but without a sacrifice in coverage or quality. You build and manage your car insurance policy online, on your time. We pass savings on to you in the form of a low base premium and a ton of discounts.

Remember, with Onlia, you could save up to 50% on your home insurance and up to 15% on car insurance when you bundle.

Switch to Onlia in 3 easy steps

  • Get a quote in 3 minutes

    To see your guaranteed quote, just answer a few simple questions – it's that easy.


  • Buy online

    A couple of clicks is all it takes. Get a quote online now or give us a call.

  • Manage your insurance online, any time

    You're in the driver's seat. Make updates and manage your insurance online whenever you need to. 

What car insurance coverage do I need?

Renewing your car insurance is the perfect time to double-check your coverage. It’s all a part of ensuring you have the mandatory minimum amount and the right amount of additional coverage.

For example, if you work in a neighbourhood with higher crime rates, you may want more comprehensive insurance to cover vandalism and theft.


or online. When you relocate to a different neighbourhood, you can always drop the extra comprehensive insurance and save money right away, even in the middle of a billing cycle.

If you renew your car insurance policy with Onlia, you can add:

  • Comprehensive: You will be covered for specific losses such as flood, theft, or hail
  • Collision: This will protect you from paying out of pocket if you hit something or if your vehicle rolls over
  • Uninsured driver: Protects you if you are in an accident with someone who does not

See what Onlia home insurance has to offer, get a quote and customize your coverage today.

What Onlia's affordable car insurance covers

Our coverage covers your bases — everything that’s required to drive in Ontario comes standard in our car insurance policies. Plus, you'll get extra protection like Ticket and Accident Forgiveness at no added cost.

*Mandatory coverage

Accident Benefits*
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Third Party Liability*
Covers your legal liability, even if you’re partially at fault for an accident.
Uninsured Driver*
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Direct Compensation
Helps pay to repair your car when you're deemed not at fault in a collision.
Helps repair or replace your car in the event you collide with another car or object.
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
Rental Car
You’ll have access to a rental car while yours is being repaired or replaced.
Family Protection
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Ticket Forgiveness
Free for eligible drivers, your premium won’t increase over a minor conviction.
Accident Forgiveness
Free for eligible drivers, your premium won’t increase after your first at-fault accident.

Discover more about car insurance

Add more, save more

Bundle your car and home insurance to save even more

Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.