Save more on car insurance

With Onlia insurance, safe drivers get rewarded. As an Insurdinary user, save up to 30%* for your claims-free record, and earn up to $40 in cashback every month for driving safely.
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You deserve a more rewarding kind of insurance

At Onlia, we not only protect you when things go wrong – we want to help make sure they never do. That’s why we've partnered with Insurdinary to reward you for safe driving with savings on car insurance.

Insurdinary users can take advantage of available discounts for having a claims-free record and bundling car & home insurance. You can even earn up to $40 in cashback every month just for driving safely with the Onlia Sense™ mobile app†.

Start with an online quote – you’ll get a price in minutes, and can buy a policy on the spot with coverage starting as early as tomorrow.

Why choose Onlia?

Buy online

Get a quote in minutes and buy a policy on the spot, with coverage starting as early as tomorrow. No paperwork needed.

Flexible coverage

When life changes, your insurance should keep up. Need more or less coverage? Edit your policy in just a few clicks.

Earn cashback

Download the standalone Onlia Sense™ app and earn up to $40 cashback every month for driving safely.

Frequently asked questions


Onlia's claims team is available 24/7. If you're in an emergency and need to report a claim right away, rest assured that you can do so any time of day. Learn more about our service here.

To report a claim, call us at 1-844-472-7901.

Onlia is a Canadian provider of car and home insurance based in Toronto, Ontario. We use smart technology to offer insurance directly online, without the need for brokers, sales agents, or paperwork. At Onlia, our mission is to protect what you love and help motivate accident prevention with discounts and rewards for safe behaviour.

Policies with Onlia are underwritten by Verassure Insurance Company, a federally-incorporated property and casualty insurance company.

With Onlia you can easily get an insurance quote online. Just answer some basic questions and you'll get a price right away. If you like what you see, you can purchase your policy on the spot with coverage starting as early as tomorrow. No phone calls or paperwork required.

If you're an existing Onlia customer looking to add a product to your account, make sure to sign in first.

Onlia offers a bundle discount of 20% on home insurance, and 15% on car insurance. Eligible discounts are applied automatically when getting a quote.

We love when drivers contribute to making Canada's roads safer for everyone who shares them. That's why we offer the following safe-driving discounts that, together, could save you over $500* every year:

  • Winter Tire (2%)
  • Conviction-Free (10%)
  • Graduated Licensing (20%)

You can also save up to 30% the longer you've gone without an at-fault claim.

Get started with a quote to see how much you can save. Eligible discounts are applied to your quote automatically.

Ready to see your price?

Get an online quote in minutes.