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Save more on car insurance

With Onlia insurance, safe drivers get rewarded. As an Insurdinary user, save up to 30%* for your claims-free record, and earn up to $50 in cashback every month for driving safely.

Go online with Onlia

At Onlia, we not only protect you when things go wrong — we want to help make sure they never do. That’s why we've partnered with Insurdinary to reward you for safe driving with savings on car insurance.

Insurdinary users can take advantage of available discounts for having a claims-free record and bundling car & home insurance. You can even earn up to $50 in cashback every month just for driving safely with the Onlia Insurance™ app.

Start with an online quote — you’ll get a price in minutes, and can buy a policy on the spot with coverage starting as early as tomorrow.

Switch to Onlia in 3 easy steps

  • Get a quote online in just a few minutes

    Fill in a few details to see your price. Checkout, and be covered as soon as the next day.

  • Customize your coverage & see your discounts

    Adjust your coverage based on your needs, and see how much you save with our instant discounts.

  • Manage your insurance online, anytime

    Log into My Account to make changes to your policy. No phone calls required.

Why choose Onlia Insurance?

Always online

Buy insurance, manage your policy, and submit claims online at your convenience. Plus, download our app to access your pink slip from anywhere.

Get up to $600 cashback

Drive safely with the Onlia Insurance™ app to earn up to $50 every month — that’s an extra 30% off the average yearly premium.

Flexible policies

Adjust your coverage, add a driver, change to long-term parking, or bundle your insurance through My Account any time. On demand changes, no paperwork or phone calls required.

Privacy is our priority

We’ll keep you safe on and offline. Personal and sensitive information is always encrypted, stored, and transmitted securely.

A trusted provider

We’re backed by Fairfax Financial and Achmea, so we have the resources to make insurance simple. Like other trusted companies, we’re regulated by FSRA.

Add more, save more

Save 15% on home insurance and 20% on car when you bundle, and an additional 20% when you add more than one car to your policy.

Frequently asked questions


Onlia's claims team is available 24/7. If you're in an emergency and need to report a claim right away, rest assured that you can do so any time of day. Learn more about our service here.

To report a claim, call us at 1-844-472-7901 or through our app, which is available through Apple or Google.

Onlia Insurance is a Toronto, Canada-based insurance provider whose policies are underwritten by Verassure Insurance Company. It is a joint venture between Achmea & Fairfax Financial group of insurance companies.

We use smart technology to offer car and home insurance directly online, without the need for brokers, sales agents or paperwork.

At Onlia, our mission is to bring clarity, simplicity, and utility to auto and home insurance. Because Canadians want great coverage without complication — and no matter what turns life takes, to feel supported along the way.

With Onlia you can easily get an insurance quote online.

Just answer some questions through the Get a quote linkand you'll get a price right away. If you like what you see, you can purchase your policy on the spot with coverage starting as early as tomorrow. No phone calls or paperwork are required.

If you have an Onlia account, and looking to add a product, ensure you are logged in.

Onlia offers a bundle discount of 20% on home insurance, and 15% on car insurance. Eligible discounts are applied automatically when getting a quote.

We love when drivers contribute to making Canada's roads safer for everyone who shares them. That's why we offer the following safe-driving discounts that, together, could save you over $500* every year:

  • Winter Tire (2%)
  • Conviction-Free (10%)
  • Graduated Licensing (20%)

You can also save up to 30% the longer you've gone without an at-fault claim.

Get started with a quote to see how much you can save. Eligible discounts are applied to your quote automatically.


Save more with Onlia

Our rates are competitive, but who doesn't want cheaper insurance? Onlia's premium discounts are already applied before you check out.