Coverage from Onlia
*Mandatory in Ontario
The home of Oktoberfest and part of Canada’s Silicon Valley can see plenty of traffic coming through the city — and residents need the best coverage to prepare for the unexpected.
Whether your trip takes you away from Kitchener’s downtown for the solitude of Huron Natural Area or to the neighbouring communities of Cambridge or Waterloo, know that you can get the car insurance coverage you need in just a few clicks when you go online with Onlia.
The average cost of car insurance in Kitchener in mid-2023 was about $2,325 per year or $193.75 per month. It’s less than the provincial average of $2,511 per year or $209.25 per month.
Getting affordable car insurance in Kitchener is crucial when you’re trying to balance your budget. There are a few things you can do to find the most affordable car insurance:
When choosing an insurance company in the Kitchener-Waterloo region, consider factors such as coverage options, affordability, reputation, customer service, specialized services, claims handling and available discounts.
Onlia makes buying and managing your insurance simple:
In order for you to drive in Ontario, you need the minimum coverage:
Along with all the mandatory coverage you need to legally drive in Ontario, you can round out your policy with extra protection.
Car insurance in Kitchener is based on several factors.
These include the type of vehicle you drive, your age, your gender, years of experience driving, annual distance driven, at-fault collisions, postal code, coverage options, deductible and the number of drivers on the policy.
When selecting car insurance for driving in Kitchener, consider the following:
Onlia has coverages to suit everyone — whether you’re a single professional in the city, a parent with a growing family heading into the suburbs, or a post-secondary student attending Waterloo or Wilfrid Laurier University.
Onlia car insurance policies come standard with what’s mandatory to drive in Ontario. Plus, we include extras like Accident and Ticket Forgiveness at no added cost. Get peace of mind that you’re protected by adding the coverages you need.
*Mandatory in Ontario
Car insurance quotes are calculated based on a number of factors, including where you live, the type of car you drive, your own driving history, and other drivers in your household. Insurance providers place importance on different variables, which may explain why your prices vary across companies.
Learn more about how your premium is calculated on our blog.
To drive in Ontario, you must have these minimum coverages:
Explore mandatory and optional car insurance coverages on our blog.
To find affordable car insurance in Kitchener, choose a car with a lower CLEAR number, adjust coverage as needed, bundle home and auto insurance, take advantage of discounts and use our safe driving app Onlia Insurance for potential cashback rewards.
Car insurance in Kitchener is an average of $2,325 per year, whereas the average yearly premium for the neighbouring community of Waterloo is $2,135.
Find car insurance that works for you