Auto Insurance

Car insurance in Windsor

  • Save over $500 on your auto insurance
  • Get premium insurance coverages with no paperwork
  • Automatically applied discounts
Windsor Peace Bridge

Auto insurance coverage

Onlia's taken the guesswork out of car insurance – all policies include provincially mandated coverages.

We’ve also made it easy to adjust your level of coverage based on your needs. Buy car insurance online today for a customized policy that will have you protected as soon as tomorrow.



Required in Ontario
Liability Coverage
Starts at $1 million
Accident Benefits
Uninsured Automobile
Collision Coverage
Comprehensive Coverage
Family Protection
Accident Forgiveness
Included (for qualifying drivers)
Ticket Forgiveness
Included (for qualifying drivers)
Start a quote to see your price and more detail about how these coverages protect you. Some coverages are only available to qualifying drivers.

How much is car insurance in Windsor?

The average cost of auto insurance in Windsor is about $1,375/year. Your individual premium depends on a number of factors, including the type of car you’re insuring, your age, how often you drive, and your driving history. Your premium is based on the probability you’ll make a claim.

Many insurance providers offer ways to reduce your premium, such as bundling home and auto insurance and offering discounts for being claims-free, having winter tires, being a retiree, and insuring more than one vehicle. Onlia even offers cashback rewards when you demonstrate safe driving habits measured through our safe-driving app, Onlia Sense™.



Insurance made easy

Onlia knows that life changes quickly – and so should your insurance.

Working from home and need less coverage? Upgrading your car? We’ve got you covered. You can make changes to your policy anytime by logging into My Account.

Quote and buy online

Get a quote in minutes, buy on the spot, and be covered as early as tomorrow. No brokers or paperwork required.

Make changes anytime

Need more (or less) protection? Conveniently adjust your coverage to match your driving habits online anytime.

Help is always here

The insurance may be online, but our caring team is just a phone call away with 24/7 claims service.

Earn cashback with the Onlia Sense™ app

Drive with Onlia Sense™ to earn monthly cash rewards (up to $480 annually) as an Onlia car insurance policy holder.

You’ll never be penalized by Onlia Sense™, only rewarded.

The app has no connection to your Onlia insurance premiums.

See our privacy notice.



Earn cashback in three steps

  1. Download the Onlia Sense app and link your policy
  2. Meet the monthly criteria for “safe driving.”
  3. Collect your rewards - up to $40/month in cashback every month