Getting affordable car insurance in Scarborough is crucial when you’re trying to balance your budget. There are a few things you can do to find the most affordable car insurance:
- Choose the right car
Insurers use the Canadian Loss Experience Automobile Rating (CLEAR) system to determine the likelihood of your car being involved in a claim, and how much it might cost. Choosing one with a lower CLEAR number can help you get the cheapest insurance possible.
- Adjust your coverage to reflect your needs
You can decrease the amount of coverage, increase your deductible, or remove optional endorsements to shave a little extra off your monthly cost. Remember though, you may pay more out of pocket when you make a claim, and you may have less protection when decreasing coverages.
- Bundle your home and auto insurance
Most providers will offer significantly discounted rates when you insure your home and car(s) with them.
- Take advantage of discounts
Most providers offer discounts for things like being claims-free, insuring multiple cars, and installing winter tires. Find one that puts the most money back in your pocket. See Onlia’s car insurance discounts.
- Use a safe driving app
Safe drivers save more — Onlia customers can get up to $50 cashback each month by driving with the Onlia InsuranceTM app.
Why Scarborough drivers should choose Onlia
When choosing an insurance company in the Toronto burrough, consider factors such as coverage options, affordability, reputation, customer service, specialized services, claims handling and available discounts.
Onlia makes buying and managing your insurance simple:
- You can add or subtract your coverage as you see fit.
- You have the freedom to make your own insurance decisions.
- No paperwork or phone calls required to buy your manage your policy, saving you more time (and money)